{"id":116937,"date":"2022-05-23T10:13:00","date_gmt":"2022-05-23T11:23:00","guid":{"rendered":"https:\/\/hispanicprwire.com\/english-nearly-75-of-americans-say-credit-card-convenience-can-negatively-impact-mental-health-and-over-a-third-feel-sad-or-guilty-after-using-their-cards\/"},"modified":"2022-05-23T10:20:02","modified_gmt":"2022-05-23T14:20:02","slug":"casi-el-75-de-los-estadounidenses-senala-que-la-comodidad-de-las-tarjetas-de-credito-puede-afectar-negativamente-la-salud-mental-y-mas-de-un-tercio-se-siente-triste-o-culpable-despues-de-usar-sus-tar","status":"publish","type":"post","link":"https:\/\/hispanicprwire.com\/en\/casi-el-75-de-los-estadounidenses-senala-que-la-comodidad-de-las-tarjetas-de-credito-puede-afectar-negativamente-la-salud-mental-y-mas-de-un-tercio-se-siente-triste-o-culpable-despues-de-usar-sus-tar\/","title":{"rendered":"Nearly 75% Of Americans say Credit Card Convenience Can Negatively Impact Mental Health and Over a Third Feel Sad or Guilty After Using their Cards"},"content":{"rendered":"<p><\/p>\n<style type=\"text\/css\"><![CDATA[\n\/* Style Definitions *\/\nspan.prnews_span\n{\nfont-size:8pt;\nfont-family:\"Arial\";\ncolor:black;\n}\na.prnews_a\n{\ncolor:blue;\n}\nli.prnews_li\n{\nfont-size:8pt;\nfont-family:\"Arial\";\ncolor:black;\n}\np.prnews_p\n{\nfont-size:0.62em;\nfont-family:\"Arial\";\ncolor:black;\nmargin:0in;\n}\n]]><\/style>\n<div class=\"xn-content\">\n<p><i>A new Debt.com survey shows that impulse shopping with credit cards can cause stress, guilt, and mental health issues. <\/i><\/p>\n<p><span class=\"xn-location\">FT. LAUDERDALE, Fla.<\/span>, <span class=\"xn-chron\">May 23, 2022<\/span> \/PRNewswire-HISPANIC PR WIRE\/ &#8212; Credit cards are so convenient that many Americans say the temptation to use them \u2013 even when they know better \u2013 is affecting their mental health.<\/p>\n<div id=\"prni_dvprnejpg44e4left\" dir=\"ltr\" style=\"width: 100%; text-align: left;\"><img decoding=\"async\" id=\"prnejpg44e4left\" title=\"Debt.com is the consumer website where people can find help with credit card debt, student loan debt, tax debt, credit repair, bankruptcy, and more. Debt.com works with vetted and certified providers that give the best advice and solutions for consumers \u2018when life happens.\u2019 \" src=\"https:\/\/mma.prnewswire.com\/media\/1576979\/logo_debt_com_full_color_final_Logo.jpg\" alt=\"Debt.com is the consumer website where people can find help with credit card debt, student loan debt, tax debt, credit repair, bankruptcy, and more. Debt.com works with vetted and certified providers that give the best advice and solutions for consumers \u2018when life happens.\u2019 \" align=\"middle\"\/><\/div>\n<p>Debt.com <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=3544372-1&amp;h=3469293779&amp;u=https%3A%2F%2Fwww.debt.com%2Fresearch%2Fmental-health-money-survey%2F&amp;a=polled+over+1%2C000+Americans\" target=\"_blank\" rel=\"nofollow\">polled over 1,000 Americans<\/a> to see what role credit cards play in modern-day stress, depression, and overall mental wellness.<\/p>\n<p>More than 21% of respondents say they feel stressed after using credit cards, an additional 20% say they feel guilty and 6% said they feel hopeless. Over 30% say they avoid looking at their credit card bills because it&#8217;s too painful and nearly 20% applied for new credit because they were sad or stressed.<\/p>\n<p>&#8220;Credit cards are so convenient, they become a temporary solution to personal issues,&#8221; says <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=3544372-1&amp;h=572452124&amp;u=https%3A%2F%2Fwww.debt.com%2Fauthor%2Fhdvorkin%2F&amp;a=Howard+Dvorkin%2C+CPA\" target=\"_blank\" rel=\"nofollow\"><span class=\"xn-person\">Howard Dvorkin<\/span>, CPA<\/a> and chairman of Debt.com. &#8220;Shopping no longer requires going to a store. You can do that from your phone while lying in bed \u2013 and that combination is dangerous and costly.&#8221;<\/p>\n<p>Over 45% claim to have missed a credit card payment because they couldn&#8217;t bring themselves to look at the statement balance.<\/p>\n<p>&#8220;When you incur debt while you&#8217;re feeling awful, it never makes you feel better,&#8221; says <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=3544372-1&amp;h=4251817359&amp;u=https%3A%2F%2Fwww.debt.com%2Four-story%2F&amp;a=Don+Silvestri\" target=\"_blank\" rel=\"nofollow\"><span class=\"xn-person\">Don Silvestri<\/span><\/a>, President of Debt.com. &#8220;It not only affects your mental health, but it can spread to your loved ones.&#8221;<\/p>\n<p>The social impact of debt and mental health leaves 20% of Americans out of conversations about goals and plans and 10% avoid going out with family and friends due to <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=3544372-1&amp;h=1563369392&amp;u=https%3A%2F%2Fwww.debt.com%2Fdebt-relief%2F&amp;a=debt\" target=\"_blank\" rel=\"nofollow\">debt<\/a>. Almost 6% of respondents say they <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=3544372-1&amp;h=715001063&amp;u=https%3A%2F%2Fyoutu.be%2FJ3AZUipArgo&amp;a=hide+credit+card+spending\" target=\"_blank\" rel=\"nofollow\">hide credit card spending<\/a> from their significant other and another 5% avoid dating due to debt.<\/p>\n<p>Retail therapy, which is <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=3544372-1&amp;h=3639729990&amp;u=https%3A%2F%2Fwww.debt.com%2Fnews%2Fhow-to-stop-impulse-spending%2F&amp;a=impulse+shopping\" target=\"_blank\" rel=\"nofollow\">impulse shopping<\/a> to reverse feelings of sadness, was common among respondents. While this resulted in an average debt of <span class=\"xn-money\">$1,000<\/span> or less, the numbers above that amount were concerning:<\/p>\n<ul type=\"disc\">\n<li>Debt over <span class=\"xn-money\">$1,000<\/span> up to <span class=\"xn-money\">$5,000<\/span> \u201325%<\/li>\n<li>Debt over <span class=\"xn-money\">$5,000<\/span> up to <span class=\"xn-money\">$15,000<\/span> \u2013 nearly 18%<\/li>\n<li>Debt over <span class=\"xn-money\">$15,000<\/span> up to <span class=\"xn-money\">$20,000<\/span> \u2013 over 3%<\/li>\n<li>Debt over <span class=\"xn-money\">$20,000<\/span> \u2013 nearly 3%<\/li>\n<\/ul>\n<p>Along with mental health, physical health can also deteriorate due to credit card debt. More than 5% of people say they experienced either loss of sleep, appetite, or have low self-esteem due to their credit card bills.<\/p>\n<p>Since May is Mental Health Awareness Month, <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=3544372-1&amp;h=2099797294&amp;u=http%3A%2F%2Fdebt.com%2F&amp;a=Debt.com\" target=\"_blank\" rel=\"nofollow\">Debt.com<\/a>\u00a0urges Americans to take care of themselves by taking care of their debts. Visit <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=3544372-1&amp;h=2099797294&amp;u=http%3A%2F%2Fdebt.com%2F&amp;a=Debt.com\" target=\"_blank\" rel=\"nofollow\">Debt.com<\/a>\u00a0to learn how to eliminate your credit card balances \u2013 and return balance to your life.<\/p>\n<p>About:\u00a0<a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=3544372-1&amp;h=1624768758&amp;u=https%3A%2F%2Fc212.net%2Fc%2Flink%2F%3Ft%3D0%26l%3Den%26o%3D3516998-1%26h%3D3245060078%26u%3Dhttp%253A%252F%252Fwww.debt.com%252F%26a%3DDebt.com&amp;a=Debt.com\" target=\"_blank\" rel=\"nofollow\">Debt.com<\/a>\u00a0is a resource that offers consumers education, self-help guides, professional solutions, and more. On Debt.com, consumers can find expert money advice\u2013 how to make it, how to save it, and how to spend it. They also assist consumers by matching them with the perfect debt-solution company for their situation and making sure they are happy with the results. Debt.com has been featured in the Washington Post, Yahoo! Finance, Forbes, and more, making them a pillar of the debt relief industry.<\/p>\n<p>Logo &#8211; <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=3544372-1&amp;h=4167723380&amp;u=https%3A%2F%2Fmma.prnewswire.com%2Fmedia%2F1576979%2Flogo_debt_com_full_color_final_Logo.jpg&amp;a=https%3A%2F%2Fmma.prnewswire.com%2Fmedia%2F1576979%2Flogo_debt_com_full_color_final_Logo.jpg\" target=\"_blank\" rel=\"nofollow\">https:\/\/mma.prnewswire.com\/media\/1576979\/logo_debt_com_full_color_final_Logo.jpg<\/a><\/p>\n<p>SOURCE  Debt.com<\/p>\n<\/div>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<div class=\"xn-content\">\n<p><i>A new Debt.com survey shows that impulse shopping with credit cards can cause stress, guilt, and mental health issues. <\/i><\/p>\n<p><span class=\"xn-location\">FT. LAUDERDALE, Fla.<\/span>, <span class=\"xn-chron\">May 23, 2022<\/span> \/PRNewswire-HISPANIC PR WIRE\/ &#8212; Credit cards are so convenient that many Americans say the temptation to use them \u2013 even when they know better \u2013 is affecting their mental health.<\/p>\n<div id=\"prni_dvprnejpg44e4left\" dir=\"ltr\" style=\"width: 100%;text-align: left\">&lt;img id=&quot;prnejpg44e4left&quot; title=&quot;Debt.com is the consumer website&#8230;<\/p>\n","protected":false},"author":1,"featured_media":116938,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-116937","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-negocios-y-finanzas"],"acf":[],"_links":{"self":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/116937","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/comments?post=116937"}],"version-history":[{"count":"1","href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/116937\/revisions"}],"predecessor-version":[{"id":116941,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/116937\/revisions\/116941"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/media\/116938"}],"wp:attachment":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/media?parent=116937"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/categories?post=116937"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/tags?post=116937"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}