{"id":271897,"date":"2025-07-30T16:58:00","date_gmt":"2025-07-30T09:00:00","guid":{"rendered":"https:\/\/hispanicprwire.com\/english-summer-spending-spree-how-to-avoid-financial-pitfalls-during-peak-season\/"},"modified":"2025-07-30T17:00:02","modified_gmt":"2025-07-30T21:00:02","slug":"juerga-de-gastos-de-verano-como-evitar-problemas-financieros-durante-la-temporada-alta","status":"publish","type":"post","link":"https:\/\/hispanicprwire.com\/en\/juerga-de-gastos-de-verano-como-evitar-problemas-financieros-durante-la-temporada-alta\/","title":{"rendered":"Summer Spending Spree: How to Avoid Financial Pitfalls During Peak Season"},"content":{"rendered":"<p><\/p>\n<style type=\"text\/css\"><![CDATA[\n\/* Style Definitions *\/\nspan.prnews_span\n{\nfont-size:8pt;\nfont-family:\"Arial\";\ncolor:black;\n}\na.prnews_a\n{\ncolor:blue;\n}\nli.prnews_li\n{\nfont-size:8pt;\nfont-family:\"Arial\";\ncolor:black;\n}\np.prnews_p\n{\nfont-size:0.62em;\nfont-family:\"Arial\";\ncolor:black;\nmargin:0in;\n}\n]]><\/style>\n<div class=\"xn-content\">\n<p><span class=\"legendSpanClass\"><span class=\"xn-location\">FORT LAUDERDALE, Fla.<\/span><\/span>, <span class=\"legendSpanClass\"><span class=\"xn-chron\">July 30, 2025<\/span><\/span> \/PRNewswire-HISPANIC PR WIRE\/ &#8212; With record-breaking heat waves sweeping across much of the U.S., many Americans are feeling the pressure\u2014not just from soaring temperatures, but also from rising expenses.<\/p>\n<div id=\"prni_dvprnejpg4becleft\" dir=\"ltr\" style=\"width: 100%; text-align: left;\"><img decoding=\"async\" id=\"prnejpg4becleft\" title=\"Summer spending spree: How to Avoid Financial Pitfalls During Peak Season. Record heat isn\u2019t the only thing rising\u2014so are household expenses. Our latest press release shares tips to help people stay financially cool during peak spending season.\" src=\"https:\/\/mma.prnewswire.com\/media\/2740563\/Consolidated_Credit_Summer_Spending_Spree.jpg\" alt=\"Summer spending spree: How to Avoid Financial Pitfalls During Peak Season. Record heat isn\u2019t the only thing rising\u2014so are household expenses. Our latest press release shares tips to help people stay financially cool during peak spending season.\" align=\"middle\"\/><\/div>\n<p>From cooling costs to\u00a0<a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4477770-1&amp;h=1475983616&amp;u=https%3A%2F%2Fwww.consolidatedcredit.org%2Finfographics%2Fsaving-on-summer-vacation%2F&amp;a=summer+vacations\" target=\"_blank\" rel=\"nofollow\">summer vacations<\/a> and <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4477770-1&amp;h=997027074&amp;u=https%3A%2F%2Fwww.consolidatedcredit.org%2Ffinancial-news%2Ftax-free-weekend-map%2F&amp;a=back-to-school\" target=\"_blank\" rel=\"nofollow\">back-to-school<\/a> shopping, the season often brings a surge in consumer spending that can lead to financial stress if left unchecked.<\/p>\n<p>To help consumers avoid the debt trap during the seasonal spending surge, <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4477770-1&amp;h=2249263223&amp;u=http%3A%2F%2Fwww.consolidatedcredit.org%2F&amp;a=Consolidated+Credit\" target=\"_blank\" rel=\"nofollow\">Consolidated Credit<\/a> a national nonprofit credit counseling agency, is offering practical tips for staying financially grounded.<\/p>\n<p>&#8220;Summer is a time when budgets get stretched in ways people don&#8217;t always anticipate,&#8221; says <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4477770-1&amp;h=3499988000&amp;u=https%3A%2F%2Fwww.consolidatedcredit.org%2Fcertified-credit-experts%2Fapril-lewis-parks%2F&amp;a=April+Lewis-Parks\" target=\"_blank\" rel=\"nofollow\"><span class=\"xn-person\">April Lewis-Parks<\/span><\/a>, Director of Education and Certified Financial Counselor at Consolidated Credit. &#8220;Whether it&#8217;s spontaneous weekend getaways, rising utility bills, or the pressure to keep kids entertained, the season can quietly chip away at your <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4477770-1&amp;h=3540875971&amp;u=https%3A%2F%2Fwww.consolidatedcredit.org%2Ffinancial-resources%2Ffinancial-stability%2F&amp;a=financial+stability\" target=\"_blank\" rel=\"nofollow\">financial stability<\/a> if you&#8217;re not proactive.&#8221;<\/p>\n<p><b>Summer Spending and Market Volatility Go Hand in Hand<\/b><\/p>\n<p>Historically, the summer months bring a combination of increased consumer spending and market volatility. Many families overspend during the summer and only realize the full impact when fall bills start rolling in.<\/p>\n<p>&#8220;Generally, there are strong indications of increased credit card usage in July and August, and unfortunately, that often leads to high-interest balances that linger into the holidays,&#8221; Lewis-Parks notes. &#8220;That makes it even harder to stay ahead financially as the year progresses.&#8221;<\/p>\n<p>To help consumers avoid seasonal debt, Consolidated Credit recommends:<\/p>\n<ul type=\"disc\">\n<li>Set a specific budget for the remainder of the summer: Build in categories for travel, activities, and extra food costs so nothing catches you off guard.<\/li>\n<li>Avoid putting experiences on credit: If it won&#8217;t be paid off in full by next month, reconsider or scale down.<\/li>\n<li>Use cashback or points strategically: Redeem rewards you&#8217;ve already earned instead of chasing new offers that lead to spending more.<\/li>\n<li>Beware of &#8216;Buy Now, Pay Later&#8217; traps: These options can seem convenient, but multiple deferred purchases quickly stack up.<\/li>\n<li>Keep utility bills in check: Use fans, adjust thermostat settings, and unplug unused devices to reduce summer energy spikes.<\/li>\n<\/ul>\n<p>If consumers are feeling the financial strain of summer spending, Consolidated Credit offers <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4477770-1&amp;h=602554846&amp;u=https%3A%2F%2Fwww.consolidatedcredit.org%2Fcredit-card-debt-relief%2F%23credit-counseling&amp;a=free+credit+counseling\" target=\"_blank\" rel=\"nofollow\">free credit counseling<\/a> and <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4477770-1&amp;h=3722816307&amp;u=https%3A%2F%2Fwww.consolidatedcredit.org%2Ffinancial-resources%2Fbudgeting%2F&amp;a=budgeting+assistance\" target=\"_blank\" rel=\"nofollow\">budgeting assistance<\/a> to help households regain control before the fall season kicks in.<\/p>\n<p>&#8220;The most important step is <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4477770-1&amp;h=1065022906&amp;u=https%3A%2F%2Fwww.consolidatedcredit.org%2Ffinancial-education%2F&amp;a=facing+your+finances\" target=\"_blank\" rel=\"nofollow\">facing your finances<\/a> head-on,&#8221; says Lewis-Parks. &#8220;Whether you&#8217;re dealing with <span class=\"xn-money\">$1,500<\/span> or <span class=\"xn-money\">$15,000<\/span> in credit card debt, there are solutions\u2014and you don&#8217;t have to do it alone.&#8221;<\/p>\n<p>About: Consolidated Credit is a nonprofit organization that has helped over 10 million people overcome debt and financial challenges. For more than 30 years, they have provided credit counseling, debt management programs, and financial education to help individuals and families build brighter financial futures.<\/p>\n<p>To speak with a certified counselor or access free budgeting tools, visit <u><a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4477770-1&amp;h=3483416102&amp;u=http%3A%2F%2Fwww.consolidatedcredit.org%2F&amp;a=www.ConsolidatedCredit.org\" target=\"_blank\" rel=\"nofollow\">www.ConsolidatedCredit.org<\/a><\/u> or call 1-800-210-3481.<\/p>\n<div id=\"prni_dvprnejpg4646left\" dir=\"ltr\" style=\"width: 100%; text-align: left;\"><img decoding=\"async\" id=\"prnejpg4646left\" title=\"Consolidated Credit, a non-profit organization, has helped more than 10 million people overcome debt and financial challenges in 28 years. Its mission is to assist families throughout the United States to end financial crises and solve money management issues through education and counseling.\" src=\"https:\/\/mma.prnewswire.com\/media\/1658381\/Consolidated_Credit_Logo.jpg\" alt=\"Consolidated Credit, a non-profit organization, has helped more than 10 million people overcome debt and financial challenges in 28 years. Its mission is to assist families throughout the United States to end financial crises and solve money management issues through education and counseling.\" align=\"middle\"\/><\/div>\n<p>Photo &#8211; <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4477770-1&amp;h=2498508417&amp;u=https%3A%2F%2Fmma.prnewswire.com%2Fmedia%2F2740563%2FConsolidated_Credit_Summer_Spending_Spree.jpg&amp;a=https%3A%2F%2Fmma.prnewswire.com%2Fmedia%2F2740563%2FConsolidated_Credit_Summer_Spending_Spree.jpg\" target=\"_blank\" rel=\"nofollow\">https:\/\/mma.prnewswire.com\/media\/2740563\/Consolidated_Credit_Summer_Spending_Spree.jpg<\/a><br \/>Logo &#8211; <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4477770-1&amp;h=4202160046&amp;u=https%3A%2F%2Fmma.prnewswire.com%2Fmedia%2F1658381%2FConsolidated_Credit_Logo.jpg&amp;a=https%3A%2F%2Fmma.prnewswire.com%2Fmedia%2F1658381%2FConsolidated_Credit_Logo.jpg\" target=\"_blank\" rel=\"nofollow\">https:\/\/mma.prnewswire.com\/media\/1658381\/Consolidated_Credit_Logo.jpg<\/a><\/p>\n<p>SOURCE  Consolidated Credit<\/p>\n<\/div>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<div class=\"xn-content\">\n<p><span class=\"legendSpanClass\"><span class=\"xn-location\">FORT LAUDERDALE, Fla.<\/span><\/span>, <span class=\"legendSpanClass\"><span class=\"xn-chron\">July 30, 2025<\/span><\/span> \/PRNewswire-HISPANIC PR WIRE\/ &#8212; With record-breaking heat waves sweeping across much of the U.S., many Americans are feeling the pressure\u2014not just from soaring temperatures, but also from rising expenses.<\/p>\n<div id=\"prni_dvprnejpg4becleft\" dir=\"ltr\" style=\"width: 100%;text-align: left\">&lt;img id=&quot;prnejpg4becleft&quot; title=&quot;Summer spending spree: How to Avoid Financial Pitfalls During Peak&#8230;<\/p>\n","protected":false},"author":1,"featured_media":271898,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-271897","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-negocios-y-finanzas"],"acf":[],"_links":{"self":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/271897","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/comments?post=271897"}],"version-history":[{"count":"1","href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/271897\/revisions"}],"predecessor-version":[{"id":271916,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/271897\/revisions\/271916"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/media\/271898"}],"wp:attachment":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/media?parent=271897"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/categories?post=271897"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/tags?post=271897"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}