{"id":273185,"date":"2025-10-27T06:24:00","date_gmt":"2025-10-27T09:19:00","guid":{"rendered":"https:\/\/hispanicprwire.com\/english-debt-com-survey-finds-cost-of-goodbye-rising-sharply-1-in-3-americans-now-borrow-to-cover-funeral-and-end-of-life-expenses\/"},"modified":"2025-10-27T06:30:02","modified_gmt":"2025-10-27T10:30:02","slug":"la-encuesta-de-debt-com-encuentra-que-el-costo-del-adios-esta-aumentando-drasticamente-1-de-cada-3-estadounidenses-ahora-pide-prestado-para-cubrir-los-gastos-funerarios-y-de-fin-de-vida","status":"publish","type":"post","link":"https:\/\/hispanicprwire.com\/en\/la-encuesta-de-debt-com-encuentra-que-el-costo-del-adios-esta-aumentando-drasticamente-1-de-cada-3-estadounidenses-ahora-pide-prestado-para-cubrir-los-gastos-funerarios-y-de-fin-de-vida\/","title":{"rendered":"Debt.com Survey Finds &#8220;Cost of Goodbye&#8221; Rising Sharply: 1 in 3 Americans Now Borrow to Cover Funeral and End-of-Life Expenses"},"content":{"rendered":"<p><\/p>\n<style type=\"text\/css\"><![CDATA[\n\/* Style Definitions *\/\nspan.prnews_span\n{\nfont-size:8pt;\nfont-family:\"Arial\";\ncolor:black;\n}\na.prnews_a\n{\ncolor:blue;\n}\nli.prnews_li\n{\nfont-size:8pt;\nfont-family:\"Arial\";\ncolor:black;\n}\np.prnews_p\n{\nfont-size:0.62em;\nfont-family:\"Arial\";\ncolor:black;\nmargin:0in;\n}\n]]><\/style>\n<div class=\"xn-content\">\n<p><i>37% of U.S. adults have borrowed to pay for funeral or end-of-life expenses \u2014 a steep rise from just 14% last year.<\/i><\/p>\n<p><span class=\"legendSpanClass\"><span class=\"xn-location\">FORT LAUDERDALE, Fla.<\/span><\/span>, <span class=\"legendSpanClass\"><span class=\"xn-chron\">Oct. 27, 2025<\/span><\/span> \/PRNewswire\/ &#8212;\u00a0A growing number of American families are finding that grief comes with a price tag.<\/p>\n<div id=\"prni_dvprnevidf3f0left\" dir=\"ltr\" style=\"width: 100%; text-align: left;\" title=\"For three years, Debt.com has surveyed 1,000 Americans about death and debt. In 2025, nearly 3 in 4 say thinking about death makes them uncomfortable, and 8 in 10 worry their debts could burden loved ones. One likely burden: funeral costs.\"><iframe loading=\"lazy\" id=\"playerFrameVideo\" src=\"https:\/\/www.youtube.com\/embed\/zRJ0Cc_ldxE?autoplay=0\" width=\"512\" height=\"288\" frameborder=\"0\" scrolling=\"auto\" data-poster=\"http:\/\/\" data-autostart=\"false\"\/><\/div>\n<p>According to Debt.com&#8217;s annual <a href=\"https:\/\/edge.prnewswire.com\/c\/link\/?t=0&amp;l=en&amp;o=4541203-1&amp;h=1466133565&amp;u=https%3A%2F%2Fwww.debt.com%2Fresearch%2Ffuneral-debt%2F&amp;a=Death+and+Debt+survey\" target=\"_blank\" rel=\"nofollow\">Death and Debt survey<\/a>, the share of Americans who took on debt after a loved one&#8217;s death has soared from 14% in 2024 to 37% in 2025. Credit cards remain the most common way to cover funeral and end-of-life expenses, underscoring the rising financial strain of saying goodbye.<\/p>\n<p>&#8220;Funeral costs have become a new financial crisis,&#8221; says <a href=\"https:\/\/edge.prnewswire.com\/c\/link\/?t=0&amp;l=en&amp;o=4541203-1&amp;h=824386900&amp;u=https%3A%2F%2Fwww.debt.com%2Fauthor%2Fhdvorkin%2F&amp;a=Howard+Dvorkin%2C+CPA+and+Chairman+of+Debt.com\" target=\"_blank\" rel=\"nofollow\"><span class=\"xn-person\">Howard Dvorkin<\/span>, CPA and Chairman of Debt.com<\/a>. &#8220;Families want to honor their loved ones, but too often, compassion outweighs affordability \u2014 and credit becomes the only way to say a final goodbye.&#8221;<\/p>\n<p>The survey of 1,000 Americans found that among those who borrowed to cover funeral-related expenses:<\/p>\n<ul type=\"disc\">\n<li>59% used <a href=\"https:\/\/edge.prnewswire.com\/c\/link\/?t=0&amp;l=en&amp;o=4541203-1&amp;h=2252174552&amp;u=https%3A%2F%2Fwww.debt.com%2Fresearch%2Fcredit-card-survey%2F&amp;a=credit+cards\" target=\"_blank\" rel=\"nofollow\">credit cards<\/a><\/li>\n<li>38% relied on personal loans<\/li>\n<li>22% turned to funeral-specific financing<\/li>\n<\/ul>\n<p>The data highlights a troubling financial vulnerability among households as nearly 3 in 5 (57%) say they could not afford a loved one&#8217;s funeral costs today, without incurring debt.<\/p>\n<p><b>The Financial Repercussions Are Significant and Long-Lasting<\/b><\/p>\n<p>The debt doesn&#8217;t end when the service does. The emotional burden of loss is compounded by long-term financial stress. Over one-third (36%) of Americans said they would delay paying other essential bills such as rent, credit cards, or utilities, to cover funeral costs.<\/p>\n<p>Following the service, 25% reported feeling anxious due to funeral-related debt, 19% struggle to keep up with payments, and 17% had already postponed other bills to manage this debt. The share of Americans taking on larger amounts of debt for funeral expenses continues to climb:<\/p>\n<ul type=\"disc\">\n<li>Americans taking on less than <span class=\"xn-money\">$1,000<\/span>: 6% in 2024, 13% in 2025<\/li>\n<li>Americans taking on <span class=\"xn-money\">$1,000<\/span> &#8211; <span class=\"xn-money\">$5,000<\/span>: 6% in 2024, 17% in 2025<\/li>\n<li>Americans taking on more than <span class=\"xn-money\">$5,000<\/span>: 2% in 2024, 7% in 2025<\/li>\n<\/ul>\n<p>The survey also uncovered insights on how Americans are handling end-of-life finances. Half of all Americans have not discussed how their <a href=\"https:\/\/edge.prnewswire.com\/c\/link\/?t=0&amp;l=en&amp;o=4541203-1&amp;h=2443108956&amp;u=https%3A%2F%2Fwww.debt.com%2Fdebt-relief%2F&amp;a=debt\" target=\"_blank\" rel=\"nofollow\">debt<\/a> or funeral expenses will be handled, and while still higher than in 2023, the level of knowledge regarding what happens to someone&#8217;s debt after they die has decreased. In 2025, 55% of Americans reported knowing, a 6-point drop from 61% in 2024, but still 10 points higher than the 45% recorded in 2023.<\/p>\n<p><b>A Generational Look at End-Of-Life Expenses<\/b><\/p>\n<p><a href=\"https:\/\/edge.prnewswire.com\/c\/link\/?t=0&amp;l=en&amp;o=4541203-1&amp;h=4121943454&amp;u=https%3A%2F%2Fstaging.debt.com%2Fnews%2Fsandwich-generation%2F&amp;a=Generation+X\" target=\"_blank\" rel=\"nofollow\">Generation X<\/a>, the generation balancing both children and aging parents, is also carrying the most debt from loss. Gen X is most likely to have taken on debt after a loved one&#8217;s death, while baby boomers are the least likely. Gen X most often turned to credit cards to cover funeral expenses, Millennials leaned on personal loans more than other age groups, and Baby Boomers outpaced other generations using funeral loans.<\/p>\n<p>For more insights and information visit<\/p>\n<p><b>About Debt.com<\/b><\/p>\n<p><a href=\"https:\/\/edge.prnewswire.com\/c\/link\/?t=0&amp;l=en&amp;o=4541203-1&amp;h=3142349788&amp;u=https%3A%2F%2Fwww.debt.com%2F&amp;a=Debt.com\" target=\"_blank\" rel=\"nofollow\">Debt.com<\/a>\u00a0is a trusted source for consumers seeking help with credit card debt, student loans, tax debt, credit repair, and more. By connecting people with vetted financial professionals and educational tools, Debt.com empowers Americans to make smart money decisions and regain control of their finances.<\/p>\n<p>Media Contact: <span class=\"xn-person\">Jill Randolph<\/span>, <a href=\"mailto:JRandolph@mediamgmtgroup.com\" target=\"_blank\" rel=\"nofollow\">JRandolph@mediamgmtgroup.com<\/a><\/p>\n<div id=\"prni_dvprnejpg7335left\" dir=\"ltr\" style=\"width: 100%; text-align: left;\"><img decoding=\"async\" id=\"prnejpg7335left\" title=\"Debt.com is the consumer website where people can find help with credit card debt, student loan debt, tax debt, credit repair, bankruptcy, and more. Debt.com works with vetted and certified providers that give the best advice and solutions for consumers \u2018when life happens.\u2019 \" src=\"https:\/\/mma.prnewswire.com\/media\/1576979\/Debt_com_Logo.jpg\" alt=\"Debt.com is the consumer website where people can find help with credit card debt, student loan debt, tax debt, credit repair, bankruptcy, and more. Debt.com works with vetted and certified providers that give the best advice and solutions for consumers \u2018when life happens.\u2019 \" align=\"middle\"\/><\/div>\n<p>Video &#8211; <a href=\"https:\/\/edge.prnewswire.com\/c\/link\/?t=0&amp;l=en&amp;o=4541203-1&amp;h=1598673358&amp;u=https%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3DzRJ0Cc_ldxE&amp;a=https%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3DzRJ0Cc_ldxE\" target=\"_blank\" rel=\"nofollow\">https:\/\/www.youtube.com\/watch?v=zRJ0Cc_ldxE<\/a>\u00a0<br \/>Logo &#8211; <a href=\"https:\/\/edge.prnewswire.com\/c\/link\/?t=0&amp;l=en&amp;o=4541203-1&amp;h=523558892&amp;u=https%3A%2F%2Fmma.prnewswire.com%2Fmedia%2F1576979%2FDebt_com_Logo.jpg&amp;a=https%3A%2F%2Fmma.prnewswire.com%2Fmedia%2F1576979%2FDebt_com_Logo.jpg\" target=\"_blank\" rel=\"nofollow\">https:\/\/mma.prnewswire.com\/media\/1576979\/Debt_com_Logo.jpg<\/a>\u00a0<\/p>\n<p>SOURCE  Debt.com<\/p>\n<\/div>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<div class=\"xn-content\">\n<p><i>37% of U.S. adults have borrowed to pay for funeral or end-of-life expenses \u2014 a steep rise from just 14% last year.<\/i><\/p>\n<p><span class=\"legendSpanClass\"><span class=\"xn-location\">FORT LAUDERDALE, Fla.<\/span><\/span>, <span class=\"legendSpanClass\"><span class=\"xn-chron\">Oct. 27, 2025<\/span><\/span> \/PRNewswire\/ &#8212;\u00a0A growing number of American families are finding that grief comes with a price tag.<\/p>\n<p>&lt;div id=&quot;prni_dvprnevidf3f0left&quot; dir=&quot;ltr&quot; style=&quot;width: 100%; text-align: left;&quot; title=&quot;For three years, Debt.com has surveyed 1,000 Americans about death&#8230;<\/p>\n","protected":false},"author":1,"featured_media":273186,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-273185","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-negocios-y-finanzas"],"acf":[],"_links":{"self":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/273185","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/comments?post=273185"}],"version-history":[{"count":"1","href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/273185\/revisions"}],"predecessor-version":[{"id":273188,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/273185\/revisions\/273188"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/media\/273186"}],"wp:attachment":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/media?parent=273185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/categories?post=273185"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/tags?post=273185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}