{"id":40262,"date":"2015-01-02T08:01:06","date_gmt":"2015-01-02T13:01:06","guid":{"rendered":"http:\/\/hispanicprwire.com\/?p=40262"},"modified":"2015-01-01T03:43:06","modified_gmt":"2015-01-01T08:43:06","slug":"asegure-su-futuro-financiero","status":"publish","type":"post","link":"https:\/\/hispanicprwire.com\/en\/asegure-su-futuro-financiero\/","title":{"rendered":"Secure your financial future"},"content":{"rendered":"<p><html><br \/>\n  <head><br \/>\n    <META http-equiv=\"Content-Type\" content=\"text\/html; charset=utf-8\"><\/META><\/p>\n<style type=\"text\/css\">\n\/* Style Definitions *\/\nspan.prnews_span\n{\nfont-size:8pt;\nfont-family:\"Arial\";\ncolor:black;\n}\na.prnews_a\n{\ncolor:blue;\n}\nli.prnews_li\n{\nfont-size:8pt;\nfont-family:\"Arial\";\ncolor:black;\n}\np.prnews_p\n{\nfont-size:0.62em;\nfont-family:\"Arial\";\ncolor:black;\nmargin:0in;\n}<\/p>\n<p>BODY {\nFONT-SIZE: 0.83em; COLOR: black; FONT-FAMILY: \"Arial\"\n}\nA {\nCOLOR: blue\n}\n#divWide\n{\nmargin:0;\nmargin-top:1.33em;\n}\nLI {\nFONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: \"Arial\"\n}\n<\/style>\n<p><\/head><br \/>\n  <body topmargin=\"0\" leftmargin=\"0\"><br \/>\n    <\/p>\n<div id=\"divHeadline\" style=\"width:800px;margin-left:10pt\">\n      <!-- #Begin headline --><\/p>\n<p style=\"TEXT-ALIGN: center\">\n        <b>Secure your financial future<\/b>\n      <\/p>\n<p>\n        <i>Make saving money a lifelong habit<\/i>\n      <\/p>\n<p>      <!-- #End headline -->\n    <\/div>\n<div id=\"divBody\" style=\"width:800px;margin-left:10pt\">\n      <!-- #Begin release --><br \/>\n<!-- #Begin Wide Release --><\/p>\n<div id=\"divWide\">\n<p>WASHINGTON, Jan. 2, 2015 \/PRNewswire-HISPANIC PR WIRE\/ &#8212; Make a new year&#8217;s resolution to reach long term financial stability. Secure your quality of life for your\u00a0<a href=\"http:\/\/www.usa.gov\/Topics\/Seniors\/Retirement.shtml\" target=\"_blank\">retirement<\/a>.<\/p>\n<p>Logo &#8211; <a href=\"http:\/\/photos.prnewswire.com\/prnh\/20141030\/155566LOGO\" target=\"_blank\">http:\/\/photos.prnewswire.com\/prnh\/20141030\/155566LOGO<\/a> <\/p>\n<p><a href=\"http:\/\/www.socialsecurity.gov\/retirement\/about.htm\" target=\"_blank\">Social Security<\/a> only covers part of your retirement, which is why the Department of Labor (DOL) recommends developing a savings plan. The resources below will help you plan for retirement.<\/p>\n<p><b>Develop your savings plan<\/b><\/p>\n<ul type=\"disc\">\n<li>Calculate your monthly expenses, such as housing payments, utilities, food, etc. <\/li>\n<li>Allocate part of your income toward a savings account; it doesn&#8217;t matter if the amount you put away varies every month. <\/li>\n<li>Eliminate unnecessary expenses that might affect your budget. <\/li>\n<li>Avoid debt. Try not to use your credit card, that way you won&#8217;t have to make monthly payments with interest. <\/li>\n<\/ul>\n<p><b>Worksheets to start a savings plan<\/b><\/p>\n<p>The DOL provides a series of <a href=\"http:\/\/askebsa.dol.gov\/SavingsFitness\/en\" target=\"_blank\">worksheets<\/a> to help you manage your finances for retirement. You will need to <a href=\"http:\/\/askebsa.dol.gov\/SavingsFitness\/en\/Account\/Register\" target=\"_blank\">create an account<\/a> to access your worksheets and any saved information. The worksheets are organized as follows:<\/p>\n<ol type=\"1\">\n<li><b>Goals and Priorities.<\/b> Write your short and long-term financial goals, such as travel expenses or saving for retirement, and set priorities to achieve them. <\/li>\n<li><b>Financial Documents Checklist.<\/b> Gather copies of documents you&#8217;ll need to create a retirement budget, including bank statements, student loan information and tax returns.\u00a0 <\/li>\n<li><b>Balance Sheet to Calculate Net Worth.<\/b> Calculate your assets, like property and investments, as well as your liabilities, which include mortgage and loan payments. <\/li>\n<li><b>Retirement Saving.<\/b> Figure out how much money you&#8217;ll need to save each year to reach your retirement goal. <\/li>\n<li><b>Cash Flow Spending Plan.<\/b> You&#8217;ll come up with a monthly and yearly budget, and then return to the worksheet at the end of the year to see the results. <\/li>\n<li><b>Debt Reduction.<\/b> Prioritize your debt and figure out how much you plan to pay. <\/li>\n<\/ol>\n<p>To learn more about financial issues, see\u00a0<a href=\"http:\/\/www.usa.gov\/Topics\/Seniors\/Taxes.shtml\" target=\"_blank\">USA.gov<\/a>\u00a0and <a href=\"http:\/\/www.usa.gov\/gobiernousa\/Temas\/Dinero.shtml\" target=\"_blank\">GobiernoUSA.gov<\/a>, the U.S. Government&#8217;s official web portals in English and Spanish, and part of the U.S. General Services Administration (GSA).<\/p>\n<\/div>\n<p><!-- #End Wide Release --><\/p>\n<p> <!-- #End release --><\/div>\n<p>\n  <\/body><br \/>\n<\/html> <\/p>","protected":false},"excerpt":{"rendered":"<p>Secure your financial future Make saving money a lifelong habit WASHINGTON, Jan. 2, 2015 \/PRNewswire-HISPANIC PR WIRE\/ &#8212; Make a new year&#8217;s resolution to reach long term financial stability. Secure your quality of life for your\u00a0retirement. Logo &#8211; http:\/\/photos.prnewswire.com\/prnh\/20141030\/155566LOGO Social Security only covers part of your retirement, which is why the Department of Labor (DOL) [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-40262","post","type-post","status-publish","format-standard","hentry","category-negocios-y-finanzas"],"acf":[],"_links":{"self":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/40262","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/comments?post=40262"}],"version-history":[{"count":0,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/40262\/revisions"}],"wp:attachment":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/media?parent=40262"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/categories?post=40262"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/tags?post=40262"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}