{"id":42939,"date":"2015-10-06T14:26:00","date_gmt":"2015-10-06T18:24:00","guid":{"rendered":"http:\/\/hispanicprwire.com\/massive-flooding-in-south-carolina-many-consumers-lack-flood-insurance\/"},"modified":"2015-10-06T14:28:04","modified_gmt":"2015-10-06T18:28:04","slug":"inundacion-masiva-en-carolina-del-sur-causa-grandes-danos-sin-embargo-muchos-consumidores-carecen-del-seguro-necesario-en-caso-de-inundacion","status":"publish","type":"post","link":"https:\/\/hispanicprwire.com\/en\/inundacion-masiva-en-carolina-del-sur-causa-grandes-danos-sin-embargo-muchos-consumidores-carecen-del-seguro-necesario-en-caso-de-inundacion\/","title":{"rendered":"Massive Flooding In South Carolina; Many Consumers Lack Flood Insurance"},"content":{"rendered":"<p><\/p>\n<style type=\"text\/css\"><![CDATA[\n\/* Style Definitions *\/\nspan.prnews_span\n{\nfont-size:8pt;\nfont-family:\"Arial\";\ncolor:black;\n}\na.prnews_a\n{\ncolor:blue;\n}\nli.prnews_li\n{\nfont-size:8pt;\nfont-family:\"Arial\";\ncolor:black;\n}\np.prnews_p\n{\nfont-size:0.62em;\nfont-family:\"Arial\";\ncolor:black;\nmargin:0in;\n}\n.prngen3{\nBORDER-TOP:black 1pt solid; BORDER-RIGHT:black 1pt solid; VERTICAL-ALIGN: BOTTOM; BORDER-BOTTOM:black 1pt solid; PADDING-LEFT:0.50em; BORDER-LEFT:1pt; PADDING-RIGHT:0.50em\n}\n.prngen4{\nBORDER-TOP:1pt; BORDER-RIGHT:black 1pt solid; VERTICAL-ALIGN: BOTTOM; BORDER-BOTTOM:black 1pt solid; PADDING-LEFT:0.50em; BORDER-LEFT:black 1pt solid; PADDING-RIGHT:0.50em\n}\n.prngen5{\nBORDER-TOP:1pt; BORDER-RIGHT:black 1pt solid; VERTICAL-ALIGN: BOTTOM; BORDER-BOTTOM:black 1pt solid; PADDING-LEFT:0.50em; BORDER-LEFT:1pt; PADDING-RIGHT:0.50em\n}\n.prnsbts{\nBORDER-TOP:black 1pt solid\n}\n.prnpr6{\nPADDING-RIGHT:0.50em\n}\n.prnpl6{\nPADDING-LEFT:0.50em\n}\n.prnvab{\nVERTICAL-ALIGN: BOTTOM\n}\n.prnrbrs{\nBORDER-RIGHT:black 1pt solid\n}\n.prntblns{\nBORDER-TOP: 1pt; BORDER-RIGHT: 1pt; BORDER-COLLAPSE: collapse; BORDER-BOTTOM: 1pt; BORDER-LEFT: 1pt\n}\n.prnsbls{\nBORDER-LEFT:black 1pt solid\n}\n.prnsbbs{\nBORDER-BOTTOM:black 1pt solid\n}\n]]><\/style>\n<div class=\"xn-content\">\n<p><span class=\"xn-location\">NEW YORK<\/span>, <span class=\"xn-chron\">Oct. 5, 2015<\/span> \/PRNewswire-HISPANIC PR WIRE\/ &#8212; The catastrophic floods in <span class=\"xn-location\">South Carolina<\/span> over the weekend provide a stark reminder that flooding is the most common and costly natural disaster in <span class=\"xn-location\">the United States<\/span>, causing an average of <span class=\"xn-money\">$50 billion<\/span> in economic losses each year, according to the <a href=\"http:\/\/www.iii.org\/\" target=\"_blank\" rel=\"nofollow\">Insurance Information Institute<\/a> (I.I.I.). In fact, most U.S. natural disasters declared by the president involve flooding.<\/p>\n<p>Logo &#8211; <a href=\"http:\/\/photos.prnewswire.com\/prnh\/20150428\/212128LOGO\" target=\"_blank\" rel=\"nofollow\">http:\/\/photos.prnewswire.com\/prnh\/20150428\/212128LOGO<\/a> <\/p>\n<p>Flood damage is excluded under standard homeowners, renters and business insurance policies. However, flood coverage is available in the form of a separate policy both from the <a href=\"http:\/\/www.floodsmart.gov\/\" target=\"_blank\" rel=\"nofollow\">National Flood Insurance Program<\/a> (NFIP) and from a few private insurers. There is a 30-day waiting period before flood insurance goes into effect. The optional comprehensive portion of an auto insurance policy provides coverage for flood-related damages.<\/p>\n<p>The NFIP provides coverage for up to <span class=\"xn-money\">$250,000<\/span> for the structure of the home and <span class=\"xn-money\">$100,000<\/span> for personal possessions. For businesses the coverage is <span class=\"xn-money\">$500,000<\/span> for a commercial structure and <span class=\"xn-money\">$500,000<\/span> for its contents. Private flood insurance is available for those who need additional insurance protection, known as excess coverage, over and above the basic policy or for those whose communities do not participate in the NFIP. Some insurers have introduced special policies for high-value properties. These policies may cover homes in noncoastal areas and\/or provide enhancements to traditional flood coverage. <\/p>\n<p>As of <span class=\"xn-chron\">July 31<\/span>, <span class=\"xn-location\">South Carolina<\/span> had 199,540 NFIP policies in force, with written premium in force of <span class=\"xn-money\">$133.4 million<\/span> covering <span class=\"xn-money\">$50.8 billion<\/span> in property and contents. The NFIP provides <a href=\"http:\/\/bsa.nfipstat.fema.gov\/reports\/1011.htm\" target=\"_blank\" rel=\"nofollow\">detailed information<\/a> for individual cities and counties. <\/p>\n<p>None of the 10 largest floods (as ranked by NFIP payouts) occurred in <span class=\"xn-location\">South Carolina<\/span>. However, the state was affected by three of the most costly U.S. hurricanes: Hurricanes Charley and Frances in 2004 and Hurricane Hugo in 1989. The I.I.I. has a detailed <a href=\"http:\/\/www.iii.org\/article\/south-carolina-hurricane-insurance-fact-file\" target=\"_blank\" rel=\"nofollow\">fact file<\/a> on hurricane insurance in <span class=\"xn-location\">South Carolina<\/span>. <\/p>\n<p>The two largest NFIP payouts came from Hurricane Katrina in 2005 (<span class=\"xn-money\">$16.3 billion<\/span>) and superstorm Sandy in <span class=\"xn-chron\">October 2012<\/span> (<span class=\"xn-money\">$7.9 billion<\/span> as of <span class=\"xn-chron\">August 2015<\/span>).<\/p>\n<p><b>TOP 10 MOST SIGNIFICANT FLOOD EVENTS BY NATIONAL FLOOD INSURANCE PROGRAM PAYOUTS (1)<\/b><\/p>\n<div>\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"1\" class=\"prntblns\">\n<tr>\n<td nowrap=\"nowrap\" class=\"prnsbts prnrbrs prnvab prnsbbs prnpl6 prnsbls prnpr6\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><b>Rank<\/b><\/span><\/p>\n<\/td>\n<td nowrap=\"nowrap\" class=\"prngen3\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><b>Date<\/b><\/span><\/p>\n<\/td>\n<td nowrap=\"nowrap\" class=\"prngen3\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><b>Event<\/b><\/span><\/p>\n<\/td>\n<td nowrap=\"nowrap\" class=\"prngen3\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><b>Location<\/b><\/span><\/p>\n<\/td>\n<td nowrap=\"nowrap\" class=\"prngen3\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><b>Number of<\/b><\/span><\/p>\n<p class=\"prnews_p\"><span class=\"prnews_span\"><b>paid losses<\/b><\/span><\/p>\n<\/td>\n<td nowrap=\"nowrap\" class=\"prngen3\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><b>Amount paid<\/b><\/span><\/p>\n<p class=\"prnews_p\"><span class=\"prnews_span\"><b>($ millions)<\/b><\/span><\/p>\n<\/td>\n<td nowrap=\"nowrap\" class=\"prngen3\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><b>Average<\/b><\/span><\/p>\n<p class=\"prnews_p\"><span class=\"prnews_span\"><b>paid loss<\/b><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen4\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">1<\/span><\/span><\/p>\n<\/td>\n<td nowrap=\"nowrap\" class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Aug. 2005<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Hurricane Katrina<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">AL, FL, GA, LA, MS, TN<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">167,971<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">$16,316<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">$97,134<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen4\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">2<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Oct. 2012<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Superstorm Sandy<\/span><\/p>\n<\/td>\n<td nowrap=\"nowrap\" class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">CT, DC, DE, MA, MD, ME, NC, NH, NJ, NY, OH, PA, RI, VA, VT, WV<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">129,235<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">7,946<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">61,482<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen4\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">3<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Sep. 2008<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Hurricane Ike<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">AR, IL, IN, KY, LA, MO, OH, PA, TX<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">46,589<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">2,689<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">57,713<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen4\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">4<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Sep. 2004<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Hurricane Ivan<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">AL, DE, FL, GA, LA, MD, MS, NJ, NY, NC, OH, PA, TN, VA, WV<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">28,290<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">1,612<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">56,964<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen4\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">5<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Aug. 2011<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Hurricane Irene<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">CT, DC, DE, MA, MD, ME, NC, NH, NJ, NY, PA, RI, VA, VT<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">44,228<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">1,337<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">30,226<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen4\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">6<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Jun. 2001<\/span><\/p>\n<\/td>\n<td nowrap=\"nowrap\" class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Tropical Storm Allison<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">FL, LA, MS, NJ, PA, TX<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">30,784<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">1,107<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">35,955<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen4\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">7<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">May 1995<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Louisiana Flood<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">LA<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">31,343<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">585<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">18,667<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen4\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">8<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Aug. 2012<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Tropical Storm Isaac<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">AL, FL, LA, MS<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">11,992<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">548<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">45,728<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen4\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">9<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Sep. 2003<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Hurricane Isabel<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">DE, MD, NJ, Y, NC, PA, VA, WV<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">19,931<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">500<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">25,072<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen4\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">10<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Sep. 2005<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">Hurricane Rita<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\">AL, AR, FL, LA, MS, TN, TX<\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">9,528<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">475<\/span><\/span><\/p>\n<\/td>\n<td class=\"prngen5\">\n<p class=\"prnews_p\"><span class=\"prnews_span\"><span class=\"prnews_span\">49,820<\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>(1) Includes events from 1978 to <span class=\"xn-chron\">June 30, 2015<\/span>, as of <span class=\"xn-chron\">August 21, 2015<\/span>. Defined by the National Flood Insurance Program as an event that produces at least 1,500 paid losses. Stated in dollars when occurred.<\/p>\n<p>Source: U.S. Department of Homeland Security, Federal Emergency Management Agency; U.S. Department of Commerce, National Oceanic and Atmospheric Administration, National Hurricane Center.<\/p>\n<p>Many homeowners and businesses owners fail to purchase flood insurance. A 2015 poll by the I.I.I. found that only 14 percent of American homeowners had a flood insurance policy. This percentage has been at about the same level every year since 2009. The percentage of homeowners with flood insurance was highest in the South, at 21 percent. Eleven percent of homeowners in the Northeast had a flood insurance policy. Nine percent of homeowners in the West had a policy, and 10 percent of homeowners in the Midwest had one.<\/p>\n<p><b>RELATED LINKS<\/b><\/p>\n<ul type=\"disc\">\n<li><b>Facts and Statistics:<\/b> <a href=\"http:\/\/www.iii.org\/facts_statistics\/flood-insurance.html\" target=\"_blank\" rel=\"nofollow\">Flood Insurance<\/a>; <a href=\"http:\/\/www.iii.org\/facts_statistics\/homeowners-and-renters-insurance.html\" target=\"_blank\" rel=\"nofollow\">Homeowners Insurance<\/a> <\/li>\n<li><b>Article:<\/b> <a href=\"http:\/\/www.iii.org\/articles\/how-to-protect-your-home-from-water-damage.html\" target=\"_blank\" rel=\"nofollow\">How to Protect Your Home from Water Damage<\/a> <\/li>\n<li><b>Video:<\/b> <a href=\"http:\/\/www.iii.org\/video\/water-and-flood-damage-what-is-and-is-not-covered.html\" target=\"_blank\" rel=\"nofollow\">Water and Flood Damage<\/a><\/li>\n<\/ul>\n<p><b><i>The I.I.I. has a full library of educational videos on its <\/i><\/b><a href=\"http:\/\/www.youtube.com\/user\/iiivideo\" target=\"_blank\" rel=\"nofollow\"><b><i>You Tube Channel<\/i><\/b><\/a><b>.<i> Information about I.I.I. mobile apps can be found <\/i><\/b><a href=\"http:\/\/www.iii.org\/software\/\" target=\"_blank\" rel=\"nofollow\"><b><i>here<\/i><\/b><\/a><b><i>.<\/i><\/b><\/p>\n<p><b>THE I.I.I. IS A NONPROFIT, COMMUNICATIONS ORGANIZATION SUPPORTED BY THE INSURANCE INDUSTRY.<\/b><\/p>\n<p>Insurance Information Institute, 110 William Street, <span class=\"xn-location\">New York, NY<\/span> 10038; (212) 346-5500; <a href=\"http:\/\/www.iii.org\/\" target=\"_blank\" rel=\"nofollow\">www.iii.org<\/a><\/p>\n<p><a href=\"http:\/\/www.facebook.com\/InsuranceInformationInstitute\" target=\"_blank\" rel=\"nofollow\">http:\/\/www.facebook.com\/InsuranceInformationInstitute<\/a> <br \/><a href=\"http:\/\/twitter.com\/iiiorg\" target=\"_blank\" rel=\"nofollow\">http:\/\/twitter.com\/iiiorg<\/a> <br \/><a href=\"http:\/\/www.linkedin.com\/company\/insurance-information-institute\" target=\"_blank\" rel=\"nofollow\">http:\/\/www.linkedin.com\/company\/insurance-information-institute<\/a> <br \/><a href=\"http:\/\/www.youtube.com\/iiivideo\" target=\"_blank\" rel=\"nofollow\">http:\/\/www.youtube.com\/iiivideo<\/a> <br \/><a href=\"https:\/\/plus.google.com\/113369356227754162778\" target=\"_blank\" rel=\"nofollow\">https:\/\/plus.google.com\/113369356227754162778<\/a> <\/p>\n<p\/>\n<\/div>\n<p> <\/p>","protected":false},"excerpt":{"rendered":"<div class=\"xn-content\">\n<p><span class=\"xn-location\">NEW YORK<\/span>, <span class=\"xn-chron\">Oct. 5, 2015<\/span> \/PRNewswire-HISPANIC PR WIRE\/ &#8212; The catastrophic floods in <span class=\"xn-location\">South Carolina<\/span> over the weekend provide a stark reminder that flooding is the most common and costly natural disaster in <span class=\"xn-location\">the United States<\/span>, causing an average of <span class=\"xn-money\">$50 billion<\/span> in economic losses each year, according to the <a href=\"http:\/\/www.iii.org\/\" target=\"_blank\" rel=\"nofollow\">Insurance Information Institute<\/a> (I.I.I.)&#8230;.<\/p>\n","protected":false},"author":1,"featured_media":42940,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-42939","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interes-humano"],"acf":[],"_links":{"self":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/42939","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/comments?post=42939"}],"version-history":[{"count":0,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/42939\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/media\/42940"}],"wp:attachment":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/media?parent=42939"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/categories?post=42939"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/tags?post=42939"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}