{"id":60329,"date":"2018-03-22T07:45:00","date_gmt":"2018-03-22T11:45:00","guid":{"rendered":"http:\/\/hispanicprwire.com\/english-americans-look-for-relief-as-consumer-debt-levels-continue-to-break-records\/"},"modified":"2018-03-22T07:46:18","modified_gmt":"2018-03-22T11:46:18","slug":"los-estadounidenses-buscan-alivio-mientras-los-niveles-de-deuda-del-consumidor-siguen-rompiendo-records","status":"publish","type":"post","link":"https:\/\/hispanicprwire.com\/en\/los-estadounidenses-buscan-alivio-mientras-los-niveles-de-deuda-del-consumidor-siguen-rompiendo-records\/","title":{"rendered":"Americans Look for Relief as Consumer Debt Levels Continue to Break Records"},"content":{"rendered":"<p><\/p>\n<style type=\"text\/css\"><![CDATA[\n\/* Style Definitions *\/\nspan.prnews_span\n{\nfont-size:8pt;\nfont-family:\"Arial\";\ncolor:black;\n}\na.prnews_a\n{\ncolor:blue;\n}\nli.prnews_li\n{\nfont-size:8pt;\nfont-family:\"Arial\";\ncolor:black;\n}\np.prnews_p\n{\nfont-size:0.62em;\nfont-family:\"Arial\";\ncolor:black;\nmargin:0in;\n}\n]]><\/style>\n<div class=\"xn-content\">\n<p><span class=\"xn-location\">FORT LAUDERDALE, Fla.<\/span>, <span class=\"xn-chron\">March 22, 2018<\/span> \/PRNewswire-HISPANIC PR WIRE\/ &#8212;\u00a0The beginning of each year is usually a busy time for consumer credit counselors as people look to pay off holiday debt and achieve New Year&#8217;s resolutions, but this year has been especially busy for the counseling team at <a target=\"_blank\" href=\"http:\/\/www.consolidatedcredit.org\/\" rel=\"nofollow\">Consolidated Credit<\/a>. <\/p>\n<div id=\"prni_dvprnejpg9281left\" style=\"WIDTH: 100%; TEXT-ALIGN: left\"><img decoding=\"async\" id=\"prnejpg9281left\" title=\"When Debt is the Problem, We are the Solution...\" border=\"0\" alt=\"When Debt is the Problem, We are the Solution...\" align=\"middle\" src=\"https:\/\/mma.prnewswire.com\/media\/528613\/Consolidated_Credit_Logo.jpg\"\/><\/div>\n<p>Consumers are looking for <a target=\"_blank\" href=\"https:\/\/www.consolidatedcredit.org\/debt-solutions\/\" rel=\"nofollow\">solutions to record-high debt<\/a> levels and the nonprofit organization has seen a 30% increase in requests for debt help since the start of 2018.<\/p>\n<p>The increased calls does not surprise Consolidated Credit&#8217;s president <span class=\"xn-person\">Gary Herman<\/span>. He says his team has been preparing for the uptick due to rising household debt levels and higher delinquency rates. <\/p>\n<p>&#8220;People are getting overextended in the same way that they were just before the Great Recession,&#8221; Herman says. &#8220;The good news is that we&#8217;re seeing more people be proactive about finding solutions early, instead of waiting for the floor to drop out from under them if and when the economy decides to take a turn.&#8221;<\/p>\n<p>Total U.S. <a target=\"_blank\" href=\"https:\/\/www.consolidatedcredit.org\/credit-card-debt\/consumer-debt-facts\/\" rel=\"nofollow\">household debt<\/a> hit an all-time high of <span class=\"xn-money\">$13.15 trillion<\/span> at the end of 2017, according to Federal Reserve Bank of <span class=\"xn-location\">New York&#8217;s<\/span> Center for Microeconomic Data. Those numbers don&#8217;t yet include holiday credit card spending totals from November and December. Current debt levels are likely to already be much higher.<\/p>\n<p>What&#8217;s more, severe delinquencies, balances 90 days or more late, are expected to increase to about 2% this year, according to a January report in MarketWatch. This would be the fourth consecutive year where delinquencies have increased.<\/p>\n<p>&#8220;You can&#8217;t wait to fall behind to start looking for solutions,&#8221; Herman explains. &#8220;If you do, it may limit the options you have available to solve your problems with debt. Start researching <a target=\"_blank\" href=\"https:\/\/www.consolidatedcredit.org\/credit-card-debt\/debt-relief\/\" rel=\"nofollow\">debt relief<\/a> options before you start to struggle to make ends meet. If you&#8217;re in doubt of which option is the best choice in your situation, speak with a credit counselor for a free evaluation.&#8221;\u00a0 <\/p>\n<p>About: <a target=\"_blank\" href=\"http:\/\/www.consolidatedcredit.org\/\" rel=\"nofollow\">Consolidated Credit<\/a> is one of the nation&#8217;s largest credit counseling agencies. In 25 years, they have helped over 6.5 million people overcome challenges with debt and other financial issues. Their mission is to assist families throughout <span class=\"xn-location\">the United States<\/span> to end financial crisis and solve money management issues through education and professional counseling.<\/p>\n<p>Logo &#8211; <a target=\"_blank\" href=\"https:\/\/mma.prnewswire.com\/media\/528613\/Consolidated_Credit_Logo.jpg\" rel=\"nofollow\">https:\/\/mma.prnewswire.com\/media\/528613\/Consolidated_Credit_Logo.jpg<\/a> <\/p>\n<p>SOURCE  Consolidated Credit<\/p>\n<\/div>\n<p> <\/p>","protected":false},"excerpt":{"rendered":"<div class=\"xn-content\">\n<p><span class=\"xn-location\">FORT LAUDERDALE, Fla.<\/span>, <span class=\"xn-chron\">March 22, 2018<\/span> \/PRNewswire-HISPANIC PR WIRE\/ &#8212;\u00a0The beginning of each year is usually a busy time for consumer credit counselors as people look to pay off holiday debt and achieve New Year&#8217;s resolutions, but this year has been especially busy for the counseling team at <a target=\"_blank\" href=\"http:\/\/www.consolidatedcredit.org\/\" rel=\"nofollow\">Consolidated Credit<\/a>. <\/p>\n<div id=\"prni_dvprnejpg9281left\">&lt;img id=&quot;prnejpg9281left&quot;&#8230;<\/p>\n","protected":false},"author":1,"featured_media":60330,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-60329","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-negocios-y-finanzas"],"acf":[],"_links":{"self":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/60329","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/comments?post=60329"}],"version-history":[{"count":0,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/60329\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/media\/60330"}],"wp:attachment":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/media?parent=60329"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/categories?post=60329"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/tags?post=60329"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}