{"id":70715,"date":"2019-08-06T07:45:00","date_gmt":"2019-08-06T11:45:00","guid":{"rendered":"https:\/\/hispanicprwire.com\/english-budget-for-back-to-school-consolidated-credit-offers-resources-to-help-families\/"},"modified":"2019-08-06T07:48:13","modified_gmt":"2019-08-06T11:48:13","slug":"presupuesto-para-el-regreso-a-la-escuela-consolidated-credit-ofrece-recursos-para-ayudar-a-las-familias","status":"publish","type":"post","link":"https:\/\/hispanicprwire.com\/en\/presupuesto-para-el-regreso-a-la-escuela-consolidated-credit-ofrece-recursos-para-ayudar-a-las-familias\/","title":{"rendered":"Budget for Back to School: Consolidated Credit Offers Resources to Help Families"},"content":{"rendered":"<p><\/p>\n<style type=\"text\/css\"><![CDATA[\n\/* Style Definitions *\/\nspan.prnews_span\n{\nfont-size:8pt;\nfont-family:\"Arial\";\ncolor:black;\n}\na.prnews_a\n{\ncolor:blue;\n}\nli.prnews_li\n{\nfont-size:8pt;\nfont-family:\"Arial\";\ncolor:black;\n}\np.prnews_p\n{\nfont-size:0.62em;\nfont-family:\"Arial\";\ncolor:black;\nmargin:0in;\n}\n]]><\/style>\n<div class=\"xn-content\">\n<p><span class=\"xn-location\">FORT LAUDERDALE, Fla.<\/span>, Aug.\u00a06, 2019 \/PRNewswire-HISPANIC PR WIRE\/ &#8212; The back-to-school shopping season is the second most expensive time of year for families with children. To help households stick to a budget, <a target=\"_blank\" href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=2542684-1&amp;h=88612748&amp;u=http%3A%2F%2Fwww.consolidatedcredit.org%2F&amp;a=Consolidated+Credit\" rel=\"nofollow\">Consolidated Credit<\/a> has created a <a target=\"_blank\" href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=2542684-1&amp;h=1481781678&amp;u=https%3A%2F%2Fwww.consolidatedcredit.org%2Fbudgeting-made-easy%2Fback-to-school%2F&amp;a=free+interactive+back-to-school+budget+planner\" rel=\"nofollow\">free interactive back-to-school budget planner<\/a>. They will also host a <a target=\"_blank\" href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=2542684-1&amp;h=3576715261&amp;u=https%3A%2F%2Fwww.consolidatedcredit.org%2Fwebinars-and-seminars%2Fback-to-school-savings%2F&amp;a=free+webinar\" rel=\"nofollow\">free webinar<\/a> on <span class=\"xn-chron\">August 14<\/span> to help families identify practical ways to save. <\/p>\n<div id=\"prni_dvprnevidf55aleft\" title=\"The back to school shopping season is the second most expensive time of year for families with children. Parents with K-12 students will spend almost $700 and families with college students will spend over $975. Check out our back to school shopping tips to help you set a budget so you can save money and avoid credit card debt. Learn how to use the P.R.P.R. method of shopping to avoid overspending.\" style=\"WIDTH: 100%; TEXT-ALIGN: left\" dir=\"ltr\"><object id=\"prnevidf55aleft\" name=\"prnevidf55aleft\" width=\"512\" height=\"288\" align=\"middle\" data=\"https:\/\/www.youtube.com\/embed\/qDnCJiFsfks\"><\/object><\/div>\n<p>With roughly 78 percent of American households living paycheck-to-paycheck, according to a 2019 Forbes report, back-to-school expenses can stress consumers&#8217; budgets and lead to increased debt. This year, the National Retail Federation estimates that families with K-12 children will spend nearly <span class=\"xn-money\">$700<\/span>, while families with college-bound students will spend almost <span class=\"xn-money\">$1,000<\/span>. <\/p>\n<p>&#8220;Periods of increased spending can be tough when you&#8217;re just making ends meet,&#8221; explains <span class=\"xn-person\">April Lewis-Parks<\/span>, Education Director for Consolidated Credit. &#8220;It often leads to increased credit card spending and higher bills, which only stresses budget more.&#8217;<\/p>\n<p>Lewis-Parks says that was the idea behind the free back-to-school spending planner. It&#8217;s one of a series of spending planners the organization created to help families avoid overspending during expensive times of the year. It allows parents to set a budget based on how much they make annually and then plan accordingly for all the expenses they need to cover. <\/p>\n<p>Consolidated Credit recommends these following money saving strategies for back to school shopping:<\/p>\n<ul type=\"disc\">\n<li>Get your kids involved and talk to them about what items they need. <\/li>\n<li>Make a list to help you stay on target while shopping. <\/li>\n<li>Cut spending day-to-day to increase cash flow. <\/li>\n<li>Use social media to get exclusive offers and receive updates on sales. <\/li>\n<li>Generate extra money by selling unneeded items online or at a yard sale.<\/li>\n<\/ul>\n<p>Consolidated Credit will a <a target=\"_blank\" href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=2542684-1&amp;h=3701230539&amp;u=https%3A%2F%2Fwww.consolidatedcredit.org%2Fwebinars-and-seminars%2Fback-to-school-savings%2F&amp;a=Smart+Back+to+School+Savings+webinar\" rel=\"nofollow\">Smart Back to School Savings webinar<\/a> on <span class=\"xn-chron\">Wednesday, August 14<\/span>, at <span class=\"xn-chron\">1:00 P.M. (ET)<\/span>.\u00a0 Participants will learn ten smart ways to save on expenses, how to coupon without going crazy, and how to include children in setting a budget to turn shopping into a money management teaching moment.<\/p>\n<p>About: In 26 years, Consolidated Credit has helped over 6.5 million people overcome debt and financial challenges. Their mission is to assist families throughout <span class=\"xn-location\">the United States<\/span> to end financial crises and solve money management issues through education and counseling. <\/p>\n<div id=\"prni_dvprnejpg2a5cleft\" style=\"WIDTH: 100%; TEXT-ALIGN: left\" dir=\"ltr\"><img decoding=\"async\" id=\"prnejpg2a5cleft\" title=\"Spending expectations are high. We help you set a better budget! The back to school shopping season is the second most expensive time of the year after the winter holidays for families and spending expectations this year are even higher than last year. The infographic shows where parents plan to spend along with tips to help you save.\" border=\"0\" alt=\"Spending expectations are high. We help you set a better budget! The back to school shopping season is the second most expensive time of the year after the winter holidays for families and spending expectations this year are even higher than last year. The infographic shows where parents plan to spend along with tips to help you save.\" align=\"middle\" imagelabel=\"General\" src=\"https:\/\/mma.prnewswire.com\/media\/956036\/Consolidated_Credit_Infographic.jpg\"\/><\/div>\n<p>\u00a0<\/p>\n<div id=\"prni_dvprnejpgb61fleft\" style=\"WIDTH: 100%; TEXT-ALIGN: left\" dir=\"ltr\"><img decoding=\"async\" id=\"prnejpgb61fleft\" title=\"When Debt is the Problem, We are the Solution...\" style=\"HEIGHT: 83px; WIDTH: 400px\" border=\"0\" alt=\"When Debt is the Problem, We are the Solution...\" align=\"middle\" imagelabel=\"General\" src=\"https:\/\/mma.prnewswire.com\/media\/528613\/Consolidated_Credit_Logo.jpg\"\/><\/div>\n<p>Video &#8211; <a target=\"_blank\" href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=2542684-1&amp;h=2121202201&amp;u=https%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3DqDnCJiFsfks&amp;a=https%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3DqDnCJiFsfks\" rel=\"nofollow\">https:\/\/www.youtube.com\/watch?v=qDnCJiFsfks<\/a> \u00a0<br \/>Photo &#8211; <a target=\"_blank\" href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=2542684-1&amp;h=2054429042&amp;u=https%3A%2F%2Fmma.prnewswire.com%2Fmedia%2F956036%2FConsolidated_Credit_Infographic.jpg&amp;a=https%3A%2F%2Fmma.prnewswire.com%2Fmedia%2F956036%2FConsolidated_Credit_Infographic.jpg\" rel=\"nofollow\">https:\/\/mma.prnewswire.com\/media\/956036\/Consolidated_Credit_Infographic.jpg<\/a> \u00a0<br \/>Logo &#8211; <a target=\"_blank\" href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=2542684-1&amp;h=4283398423&amp;u=https%3A%2F%2Fmma.prnewswire.com%2Fmedia%2F528613%2FConsolidated_Credit_Logo.jpg&amp;a=https%3A%2F%2Fmma.prnewswire.com%2Fmedia%2F528613%2FConsolidated_Credit_Logo.jpg\" rel=\"nofollow\">https:\/\/mma.prnewswire.com\/media\/528613\/Consolidated_Credit_Logo.jpg<\/a> <\/p>\n<p>\u00a0<\/p>\n<p>SOURCE  Consolidated Credit<\/p>\n<\/div>\n<p> <\/p>","protected":false},"excerpt":{"rendered":"<div class=\"xn-content\">\n<p><span class=\"xn-location\">FORT LAUDERDALE, Fla.<\/span>, Aug.\u00a06, 2019 \/PRNewswire-HISPANIC PR WIRE\/ &#8212; The back-to-school shopping season is the second most expensive time of year for families with children. To help households stick to a budget, <a target=\"_blank\" href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=2542684-1&amp;h=88612748&amp;u=http%3A%2F%2Fwww.consolidatedcredit.org%2F&amp;a=Consolidated+Credit\" rel=\"nofollow\">Consolidated Credit<\/a> has created a &lt;a target=&quot;_blank&quot;&#8230;<\/p>\n","protected":false},"author":1,"featured_media":70716,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-70715","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-familia-y-vida"],"acf":[],"_links":{"self":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/70715","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/comments?post=70715"}],"version-history":[{"count":0,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/posts\/70715\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/media\/70716"}],"wp:attachment":[{"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/media?parent=70715"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/categories?post=70715"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hispanicprwire.com\/en\/wp-json\/wp\/v2\/tags?post=70715"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}