Gerawan Farming Statement Concerning the ALRB Decision Decertifying the UFW

September 28, 2018

Gerawan Farming (PRNewsFoto/Gerawan Farming)

FRESNO, California, Sept. 27, 2018 /PRNewswire/ — Gerawan Farming issues the following response to the September 27, 2018 decision by the California Agricultural Labor Relations Board (ALRB) to decertify the United Farmworkers of America (UFW) as the bargaining representative of Gerawan Farming’s agricultural employees.

The Gerawan family congratulates our employees on today’s decision. We are inspired by their struggle to vindicate their right to vote and to decide for themselves whether they want a union. We are humbled by their refusal to abandon that fight, in spite of the ALRB’s multi-million dollar effort to destroy ballots rather than to count their votes.

Today’s decision is a long overdue acknowledgement of a choice made five years ago by our employees. Seventy-five percent of eligible Gerawan employees — nearly 2,000 farmworkers — voted in the election. Eighty percent – an overwhelming 5-to-1 majority — voted “No Union.” One hundred percent of those who voted – whether for or against the UFW — reaffirmed their basic right to choose for themselves who will speak for them at the bargaining table.

When it ordered the ALRB to count the votes, the Court of Appeal made clear that democracy is threatened when a government agency entrusted to protect the right to vote conceals and suppresses the results of that vote. The court called upon the Legislature to ensure that farmworkers won’t have to wait five years to have their votes counted. We join in that call to legislative action.

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SOURCE Gerawan Farming

New Ticket Pick-Up Distribution Locations Announced for Michelle Obama at When We All Vote Rally in Miami

September 28, 2018

MIAMI, Sept. 28, 2018 /PRNewswire/ — Michelle Obama will host her final rally for When We All Vote’s Week of Action tomorrow, September 28, at the Watsco Center at the University of Miami. She will joined by Co-Chair Faith Hill, Angela Rye, gospel artist Erica Campbell, recording artists Kelly Rowland, Fat Joe, actor Keegan-Michael Key and more.

This event is free and open to the public and tickets will be available for pick-up today (9/28). To attend, folks must RSVP at weall.vote/miami, then pick up their tickets at the designated ticket locations listed below. Only those with tickets will be allowed into the event.

DETAILS
WHAT: When We All Vote Rally with Michelle Obama
WHEN: Friday, Sept 28 // 4:00 – 6:00 PM ET
WHERE: Watsco Center, University of Miami
1245 Dauer Dr, Coral Gables, FL 33146
TICKETS: Tickets MUST be picked-up BEFORE the event! Locations below.

**Press RSVPs are closed, and confirmed press has received information separately. The press check-in is a separate process, and paper tickets are not required. Confirmed press has received a separate e-mail detailing media logistics. **

When We All Vote Miami Rally
TICKET DISTRIBUTION LOCATIONS AND HOURS

Important reminder: Everyone MUST have a physical ticket to enter the event. No online RSVPs or digital tickets will be accepted at the door.

Today, 9/28
Florida Immigration Coalition (FLIC)
2800 Biscayne Blvd., Suite 200, Miami, FL 33137
10:00AM — 3:00PM
Watsco Center Box Office Will Call
1245 Dauer Drive
Coral Gables, FL 33146
10:00AM — 3:00PM

This event may reach capacity, so please pick up your ticket soon.

Logo – https://mma.prnewswire.com/media/720371/We_All_Vote_Logo.jpg

SOURCE When We All Vote

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September 27, 2018

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Avoid Ankle Sprains in Fall Sports

September 27, 2018

American Orthopaedic Foot & Ankle Society logo.

Tips for Athletes from Foot and Ankle Orthopaedic Surgeons

ROSEMONT, Illinois, Sept. 27, 2018 /PRNewswire-HISPANIC PR WIRE/ — As summer temperatures drop, fall sports injuries are on the rise. Over 25,000 people sprain their ankle every day, and the chances are heightened for those who play sports. Avoid ankle sprains this fall by following the advice of foot and ankle orthopaedic surgeons.

What is an ankle sprain?
An ankle sprain refers to stretched or torn ankle ligaments. When there is a sudden twist or roll of the ankle, the ligaments on either side can tear or stretch beyond their limits, leaving your ankle swollen with limited movement.

Athletes who play sports such as basketball or volleyball tend to sprain their ankles more often because the player focuses on the ball instead of their surroundings and their feet, explains J. Chris Coetzee, MD, foot and ankle orthopaedic surgeon with Twin Cities Orthopedics, Minneapolis-St. Paul.

Prevention
To prevent ankle sprains, pay attention to your body and slow down when you start to feel pain. Keep your ankles in shape by regularly working on your balance, flexibility, and strength. Make sure to wear shoes that will support your feet and ankles while you’re on the court or field.

Dr. Coetzee said, “Athletes should either tape their ankles or use an ankle brace to limit sprains, and footwear should be tailored to the specific athlete’s foot shape. The most common mistake is to have an insert in the shoe that lifts the arch too high, which increases the chances of spraining the ankle.”

Athletes may think a high-top shoe would stabilize the ankle and lead to fewer ankle sprains, but studies have not found that to be the case, says Troy S. Watson, MD, of Desert Orthopaedic Center, Las Vegas. “In one study of basketball players, there was no significant difference between athletes who wore high-top shoes and athletes who wore low-top basketball shoes. I recommend wearing the shoe of your choice if it provides adequate support.”

Treatment
If you do injure your ankle, it’s important to get treatment in a timely manner. First, visit a foot and ankle orthopaedic surgeon to evaluate your ankle and confirm there are no fractures or serious injuries that may require surgery. For less serious sprains, follow the R.I.C.E. guidelines by resting, icing, compressing, and elevating the ankle.

“Depending on the severity of the sprain, the use of a walking boot or ankle brace may be necessary. Crutches should be considered if you are unable to bear weight on the ankle,” Dr. Watson recommended. “Once the swelling diminishes in about a week or two, you may begin formal physical therapy. Work with a physical therapist 2-3 times a week and institute a home physical therapy program under their guidance.”

Learn more about caring for a sprained ankle, including stretching and strengthening exercises, from FootCareMD.org.

About Foot and Ankle Orthopaedic Surgeons
Foot and ankle orthopaedic surgeons are medical doctors (MD and DO) who specialize in the diagnosis and treatment of musculoskeletal disorders and injuries of the foot and ankle. Their education and training consist of four years of medical school, five years of postgraduate residency, and a fellowship year of specialized surgical training. These specialists care for patients of all ages, performing reconstructive surgery for deformities and arthritis, treating sports injuries, and managing foot and ankle trauma.

About the AOFAS
The American Orthopaedic Foot & Ankle Society (AOFAS) mobilizes our dynamic community of foot and ankle orthopaedic surgeons to improve patient care through education, research, and advocacy. As the premier global organization for foot and ankle care, AOFAS delivers exceptional events and resources for continuous education, funds and promotes innovative research, and broadens patient understanding of foot and ankle conditions and treatments. By emphasizing collaboration and excellence, AOFAS inspires ever-increasing levels of professional performance leading to improved patient outcomes. For more information visit the American Orthopaedic Foot & Ankle Society online at aofas.org.

Logo – https://mma.prnewswire.com/media/328804/american_orthopaedic_foot___ankle_society.jpg

SOURCE American Orthopaedic Foot & Ankle Society

Cyxtera, 100 Open Startups, Google, Eventtia, Imogen Heap And MIT Will Gather At eMerge Americas

September 27, 2018

MIAMI, Sept. 27, 2018 /PRNewswire-HISPANIC PR WIRE/ — eMerge Americas, the premier technology event connecting the Americas, is kicking off its sixth year with Cyxtera, 100 Open Startups, Google, Eventtia, Imogen Heap, MIT and many more. “eMerge Americas is more than just an event – it’s an ecosystem that is transforming Miami into the technology hub of the Americas,” says Felice Gorordo, CEO of eMerge Americas. eMerge Americas convenes the most important technology and government decision makers in the region; join them April 29-30, 2019, at the Miami Beach Convention Center.

Cyxtera Technologies, the secure infrastructure company, has signed on as a presenting partner for eMerge Americas 2019 and will be hosting their annual conference, CyxteraCon, during eMerge. CyxteraCon provides a unique opportunity for enterprise and public-sector customers and partners to learn how users are leveraging Cyxtera’s innovative solutions while meeting and hearing from the company’s executive leadership team about what’s ahead in the cybersecurity and data center industries.

“We are committed to CyxteraCon as a key platform to engage our customers and partners,” said Simon West, CMO of Cyxtera. “By once again partnering with eMerge Americas, we are building on the success of our inaugural event and offering our attendees access to world-class, highly relevant content and opportunities to grow their businesses by connecting with eMerge’s unique attendee base and partner ecosystem.”

eMerge Americas 2019 has also partnered with Brazil-based 100 Open Startups, an end to end international engagement program that connects all stakeholders in the innovation ecosystem. In its first three years, the platform has helped 439 startups close 3,209 deals with 336 corporations. The program will bring hundreds of tech companies from Latin America and Asia to eMerge Americas 2019; and will have an extensive presence on the eMerge expo floor. The participation of 100 Open Startups at eMerge Americas will be the first time the program brings their companies to the US.

“We have achieved great success in connecting startups to local markets within Latin American countries and in India. eMerge Americas provides us with a great opportunity to bring the most attractive startups of our program and expose them to global markets. At the same time, we will bring market opportunities from our corporate sponsors to US startups,” says Bruno Rondani, CEO and Founder of 100 Open Startups.

Google will once again continue their support of the eMerge Americas Global Startup Showcase by offering the 2019 winner a Google Cloud Startup Surge package, which includes: $100,000 in Cloud and Firebase Credits, dedicated startup technical office hours, in-depth 1:1 architecture reviews with Google engineers, and invitations to exclusive local Google Cloud events. All 2019 finalists will receive $3,000 in Cloud and Firebase Credits.

The Global Startup Showcase also welcomes the participation of Eventtia, a powerful event management tool that will provide B2B matchmaking sessions. The sessions will facilitate meetings between investors and the startup showcase participants. Eventtia was also part of the eMerge Americas Startup Showcase in 2018.

London-based award winning recording artist, Imogen Heap, will be joining the speaker lineup at eMerge Americas 2019. Imogen Heap is blurring the lines between pure art form and creative entrepreneurship. With her MI.MU gloves, a ground-breaking gestural music making system, Heap has gone on to receive an honorary doctorate of technology. In 2014, her release of “Tiny Human” was the first song to use smart contracts on a blockchain.

MIT Technology Review’s Top 35 Under 35 will also be taking the stage at eMerge Americas 2019. These innovators are building the technologies of the future, from stretchy electronics to new ways of testing cancer drugs. The speaker lineup includes: James Dahlman, Assistant Professor, Biomedical Engineering Department, Georgia Institute of Technology / The Dahlman Lab; Sheng Xu, Assistant Professor of Nanoengineering, Bioengineering, Electrical and Computer Engineering / Principal Investigator, University of California, San Diego / Xu Research Group; and Mimi Yen, Co-Founder & CEO, Phagepro.

“Given the ever-growing importance of the cybersecurity sector, we’re honored to once again partner with a market leader like Cyxtera to host CyxteraCon during eMerge. We’re also excited to partner with 100 Open Startups and Eventtia to bring their innovative corporate-startup engagement platform and investor matchmaking program to Miami in April 2019. We’re very appreciative of Google’s continued partnership on our Startup Showcase – and with world-renowned Imogen Heap and the MIT Innovators, there will be no shortage of engaging content,” says Felice Gorordo, CEO of eMerge Americas.

Early bird registration for eMerge Americas 2019 is now open. Visit emergeamericas.com to register today. For the latest eMerge Americas news, connect with us on Facebook, Twitter, LinkedIn and Instagram (@eMergeAmericas).

About eMerge Americas
eMerge Americas is the premier technology event connecting the Americas held annually at the Miami Beach Convention Center. By connecting global industry leaders and investors with America’s top business executives, technology decision-makers, and entrepreneurs, eMerge Americas is transforming Miami into the tech hub of the Americas. In 2018, eMerge Americas attracted more than 15,000 attendees from 400 participating companies and more than 40 countries. The eMerge Americas founding partners include: Medina Capital, A Rod Corporation, Greenberg Traurig, Knight Foundation, Miami-Dade County, and the Miami Herald. For more information about eMerge Americas, please visit: emergeamericas.com.

SOURCE eMerge Americas

MoneyGram Opens State of the Art “Experience Center” in Dallas

September 27, 2018

DALLAS, Sept. 27, 2018 /PRNewswire-HISPANIC PR WIRE/ — MoneyGram (NASDAQ: MGI) today announced the grand opening of the MoneyGram Experience Center in Dallas. The store showcases cutting-edge technologies, including biometric facial recognition and virtual reality, to offer customers a quick, easy and unique digital transaction experience. The Experience Center streamlines the way consumers transfer and send money in the digital age.

“We are excited to open the MoneyGram Experience Center to offer our customers a new and advanced money transfer experience,” said Alex Homes, MoneyGram’s Chairman and CEO. “MoneyGram is building the future digital payments ecosystem while also reimagining what the money transfer experience can be for our customers whether they are transacting in cash or on a digital platform. We are at the forefront of emerging digital transaction trends, creating new, convenient ways to send money to family and friends around the globe and our Experience Center will bring these innovations to our customers.”

The Experience Center is also home to MoneyGram’s first-ever Innovation Lab. It features new products still in development and allows customers to test services and technologies before they are introduced to the broader market. This is a unique opportunity for MoneyGram to both engage with consumers in real time and familiarize the public with the ever-evolving money transfer and payment services industry.

While the Experience Center boasts many new digital transaction options, consumers can also transact in cash which is still a vital need for many of MoneyGram’s customers. MoneyGram’s ability to utilize cash and digital platforms creates a true omnichannel experience that differentiates the company from many of its competitors.

The Experience Center is located at 7702 N. Central Expressway Dallas, Texas 75206

#moneygramnews

About MoneyGram International, Inc.
MoneyGram is a global provider of innovative money transfer and payment services and is recognized worldwide as a financial connection to friends and family. Whether online, or through a mobile device, at a kiosk or in a local store, we connect consumers any way that is convenient for them. We also provide bill payment services, issue money orders and process official checks in select markets. More information about MoneyGram International, Inc. is available at moneygram.com.

Media Contact:
Michelle Buckalew
[email protected]
214-979-1418

Logo – https://mma.prnewswire.com/media/600838/MoneyGram_International_Logo.jpg

SOURCE MoneyGram

Faraday Future (FF) Appoints Butch Darrow To Lead Quality Roles

September 27, 2018

Faraday Future hires Herbert "Butch" Darrow to be VP of Quality in North America.

LOS ANGELES, Sept. 27, 2018 /PRNewswire-HISPANIC PR WIRE/ — Faraday Future (FF) today announced the appointment of Herbert “Butch” Darrow as Vice President of Quality, based in North America. Darrow joins FF from Philips, where he led product, idea to market excellence, and product security, along with being General Manager of Philips Innovation Services.

At FF, Darrow reports directly to founder and Global CEO YT Jia. In his new role, Darrow brings nearly three decades of engineering and product quality experience with him from both automotive and tech sectors. Darrow is responsible for maintaining both internal and supplier quality, quickly implementing learnings to drive product excellence, along with streamlining quality and validation processes to ensure customer satisfaction.

“Butch’s skillset perfectly complements FF’s innovation-driven atmosphere, bringing together the best of tech and automotive industries to create a new species of car,” said Johnson Qiang, VP of Human Resources. “Butch’s role within FF is crucial as we move toward launching our first vehicle, the hyper-performance Faraday Future FF 91 ultra-luxury EV, in the first half of 2019.”

Prior to his most recent role as Head of product, idea to market excellence, product security, and General Manager of Philips Innovation Services while at Philips, Darrow served within Quality and Regulatory at Philips, focusing on engineering operations quality and supplier quality. Before working at Philips, Darrow spent more than two decades at General Motors, starting in chassis systems engineering and growing through roles as a manufacturing engineer, body shop launch manager, vehicle systems engineer, and vehicle line director, eventually wrapping up his tenure as the Director of Product Quality for General Motors North America.

Darrow’s various duties within General Motors took him from Michigan to Kansas City to South Korea, Thailand, China, and elsewhere around the world. His positions within Philips gave him opportunities to lead and gain experience globally, including his most recent assignment based in The Netherlands.

“FF is a truly global company, with its headquarters in California and its people coming from all over the world to bring the twin visions of the FF 91 and of a global connected ecosystem into reality,” said Darrow. “I’m excited to be part of that reality with FF, and thereby to be a part of the team that gets to help redefine what smart, clean mobility should be.”

Darrow joins a growing roster of strong leaders joining FF from companies like Apple, Ford, Google, Honda, General Motors, Tesla, and many others.

Darrow added: “As someone who prides himself on spurring innovation with an attention to detail and a strong focus on Quality, I’m delighted to have the opportunity to help lead FF to the next of many milestones to come.”

Darrow received his B.S. in Mechanical Engineering with a concentration in Automotive/Aerospace from Cornell University in 1992; his M.S. in Mechanical Engineering with a concentration in Controls/Dynamics from MIT in 1994; an Executive MBA from Hong Kong University in 2011; and an Executive MBA from the Kellogg School of Management at Northwestern University also in 2011.

ABOUT FARADAY FUTURE

Faraday Future (FF) is a California-based global shared intelligent mobility ecosystem company.

Established in May 2014, the company is headquartered in Los Angeles with R&D centers and offices in Silicon Valley, Beijing, Shanghai, and Guangzhou. FF’s vision is: create a shared intelligent mobility ecosystem that empowers everyone to move, connect, breathe and live freely.

The 1,000+ “Futurists” at FF bring experience from best-in-class companies spanning the consumer electronics, auto, Internet, and energy industries. With over 4 years of R&D development, the FF team has achieved milestones with unprecedented speed, including having successfully turned the original FF 91 concept into a production ready vehicle in approximately 2.5 years.

FF has brought to life three product revolutions – an “all-in-one” car, a third internet living space, and a super car-robot. The company has developed six technological revolutions, including vehicle platform, computing platform, autonomous driving, powertrain, Internet, and AI.

FOLLOW FARADAY FUTURE:
https://www.ff.com/
https://twitter.com/FaradayFuture
https://www.facebook.com/faradayfuture/
And join our dedicated Facebook FF club page
https://www.instagram.com/faradayfuture/
www.linkedin.com/company/faradayfuture

For More Information About Faraday Future, contact: [email protected]

Contact:
John Schilling
PR Director
[email protected]

Faraday Future FF 91 ultra-luxury connected EV.

Photo – https://mma.prnewswire.com/media/750738/Faraday_Future___Butch_Darrow.jpg
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SOURCE Faraday Future

Latin Superstar Wisin To Headline First-Ever Corona Estéreo Beach Tour

September 27, 2018

LOS ANGELES, Sept. 27, 2018 /PRNewswire-HISPANIC PR WIRE/ — Today Live Nation and Corona announce the inaugural Corona Estéreo Beach Tour with headliner and ambassador Wisin, a global reggaetón icon and Latin superstar.

Corona Estéreo Beach will be a true sensory experience, building the vibe of the tour around relaxing with friends in an inviting beach environment with great music. From the intimate venues and atmosphere, to engaging on-site activations, there will be a ton of shareable – and unforgettable – moments not to be missed.

In its first year, the Corona Estéreo Beach Tour will travel to five cities across the U.S. including Boston (10/31), Chicago (11/6), Orlando (11/9), Miami (11/14) and will wrap in Dallas (11/16). Fans can purchase tickets to attend the intimate concert experience with Latin music’s most prolific and pioneering artist, Wisin, while immersing themselves in the relaxed Corona mindset.

“Corona has long been known for bringing together world-renowned artists and beach vibes for music fans across the U.S.,” said Ann Legan, Vice President of Brand Marketing, Corona. “The Corona Estéreo Beach series is a new way for us to connect with our Latino fans through their passion for music.”

“I’m excited and honored to kick-off this tour which perfectly embodies the spirit of Latino culture – fun and authentic – which is also true of Corona,” said Wisin, Latin urban music singer and record producer.

Tickets will go on sale to the general public beginning Friday, September 28th at 10:00 a.m. local time at LiveNation.com. Fans must be 21+ to purchase tickets and to attend the Corona Estéreo Beach tour.

CORONA ESTEREO BEACH TOUR DATES:

Oct. 31 – Boston, MA – House of Blues
Nov. 6 – Chicago, IL – Joe’s Live
Nov. 9 – Orlando, FL – House of Blues
Nov. 14 – Miami, FL – Fillmore Miami Beach
Nov. 16 – Dallas, TX – Southside Ballroom

About Wisin
Latin urban music icon WISIN, born Juan Luis Morera Luna in Puerto Rico, is a singer, songwriter, producer and entrepreneur known for his resounding success, first as part of duo Wisin & Yandel and now as a solo artist and music producer. In the last 18 years he has remained one of the artists with the most spins on radio and dance clubs; among the most nominated for prestigious awards; and someone who has consistently sold both music and concerts.

As a solo artist, in the last five years, he has achieved fourteen radio #1s according to Billboard’s Latin Airplay chart (and in his career twenty-four #1s on the chart). Wisin’s latest album Victory debuted at #1 in December according to Nielsen Soundscan’s Current Latin Albums chart. He closed 2017 at the #1 spot on Billboard’s Year End chart for Latin Airplay Artists for being the most played artist on Latin radio in the US and Puerto Rico.

Besides producing his own music and that of renowned Wisin & Yandel, Wisin produced CNCO’s debut album which was the top selling album of 2016 and has already yielded seven major hits. He has also produced and co-produced music for other artists including Jennifer López, Chayanne, Ozuna, Sebastián Yatra, Reik and Chyno Miranda.

About Corona Extra
Corona Extra is a pilsner-style lager with a golden hue that was first brewed in Mexico in 1925. The refreshing flavor and carefree attitude of Corona have made it the #1 imported beer in the U.S. and the #5 beer brand overall. 2016 was a record-breaking sales year for the brand. Corona has been helping consumers “Find their Beach” in the U.S. since 1981. Corona Extra is exclusively brewed, imported and marketed by Constellation Brands for the U.S. market.

About Live Nation Entertainment
Live Nation Entertainment is the world’s leading live entertainment company comprised of global market leaders: Ticketmaster, Live Nation Concerts, and Live Nation Sponsorship. For additional information, visit www.livenationentertainment.com.

Wisin Media Contact:
Jennifer J. Nieman
The Nieman Group
[email protected]

Corona Media Contact:
Stephanie McGuane
Constellation Brands
[email protected]

Live Nation Media Contact:
Raul Rueda
[email protected]
323-769-4350

SOURCE Corona

Latinos Feel the American Dream Could Be Disappearing

September 27, 2018

SPRINGFIELD, Mass., Sept. 27, 2018 /PRNewswire-HISPANIC PR WIRE/ — Financial security and homeownership are at the heart of the American Dream, but many Latinos feel the idea of the American Dream could be disappearing, according to the latest State of the American Family Study by Massachusetts Mutual Life Insurance Company (MassMutual).

The new study examines American family attitudes towards finances and financial planning, and found that one-third (38 percent) of Latinos believe the American Dream is disappearing. When asked about the definition of the American Dream, not living paycheck to paycheck is more likely to be part of the American Dream for Latinos. Latino households are more likely to have a broader definition of family that includes extended family, and one in four (24 percent) worry about being able to care for their parents as well as their own nuclear family.

“With strong family and cultural values, Latino families are juggling multiple financial priorities, such as a future caregiver role for elderly parents,” says David Hufnagel, Latino market director at MassMutual. “We want to empower families with resources to help them achieve their long-term financial goals and prepare them to protect their loved ones from unexpected events.”

Juggling Financial Priorities

Latinos face some big challenges, including having the lowest household income of all segments surveyed and being among the least prepared for a financial emergency. With an average household income of $107,801 of those surveyed, it appears that Latinos have relatively lower accumulated wealth. Latinos have diverse financial priorities:

Having an emergency fund (81 percent)
Ensuring stable income for the family in case of an unexpected event (76 percent)
Not becoming a financial burden for family (74 percent)
Developing a comprehensive financial plan (65 percent)
Paying for college education (61 percent)

Interestingly, 75 percent of those who selected homeownership as part of their American Dream are confident that they will one day own a home if they do not already. However, although short-term needs such as building an emergency fund and ensuring stable family income if the unexpected happens are top priorities, they worry about meeting competing long-term goals as well as issues beyond their control.

Paying Down Debt

Paying for higher education and wanting to play an active role in preparing children for future success through financial education are especially important for Latinos. But as student debt levels continue to rise in the U.S., many families are worried about managing both day-to-day expenses and paying down debt. The majority of Latinos carry some type of debt in the form of mortgages, credit cards and student loans:

63% have a mortgage. The average mortgage debt is $181,292.
64% have credit card debt. The average credit card debt is $9,652.
27% have student loan debt. The average student loan debt is $32,650.

Preparing for Financial Emergencies

Latinos are less prepared than other consumer populations surveyed for a financial emergency with 19 percent having less than a month of monthly expenses saved.

28% of Latinos have 1-3 months of expenses saved if there was an emergency.
23% of Latinos have 3-6 months of expenses saved if there was an emergency.
21% of Latinos have more than 6 months of their monthly expenses if there was an emergency.

“We want to help mitigate worry and build confidence in attaining the American Dream,” says Hufnagel. Our financial advisors, many whom are bilingual, are committed to providing practical action steps to help families in their local communities meet both short-term financial goals and long-term financial security.”

MassMutual offers the following three financial tips to help address top financial concerns of Latinos:

Pay down debt: The key is to find the proper balance between debt, income, savings, and retirement as part of an overall financial strategy. Start to find that balance by viewing the elimination of your debt as a long-term financial goal — one that is planned for, reviewed, and assessed regularly. Consider creating a debt management plan, or use MassMutual’s 5-10-15-20 calculator, which can help address your financial goals and concerns: income, savings, retirement and debt.
Establish an emergency fund: An emergency fund is a reserve devoted to unplanned financial disasters such as sudden job loss, a house fire or a trip to the hospital. To play it safe, financial professionals recommend couples sock away between six to 12 months’ worth of living expenses in a liquid, interest bearing account – more if your job security is in question or you are self-employed.
Save for college: Start saving as early as you can, even at birth for a child’s education. Remember that time is on your side to have your money work for you through interest earned and compounded over the years. With a comprehensive savings strategy, you can help reduce – or possibly eliminate – your child’s need for student loans. To help you figure out how much you need to save, visit the MassMutual college savings calculator.

Other helpful financial tips and an overview of research findings from Latino families and other groups can be found at massmutual.com/familystudy

To find a local financial advisor near you, visit www.MassMutual.com.

Methodology

The State of the American Family survey was conducted for MassMutual by Isobar between January 19 and February 7, 2018 via a 20-minute online questionnaire. The survey comprised 3,235 total interviews with Americans, including 562 Americans who identified themselves as Hispanic. The vast majority of these interviews (2,730) were conducted with men and women aged 25-64, with household incomes equal to or greater than $50,000 and with dependents under age 26 for whom they are financially responsible. Respondents had to contribute at least 40% to decisions regarding financial matters in their household to qualify. Results were weighted to the March 2017 Annual Social and Economic Supplement (ASEC) of the Current Population Survey for age, income, gender, income, ethnicity, region, and weighted to the 2016 American Community Survey Public Use Microdata Sample for same sex married/partnered couples, to be representative of American families in this age and income bracket. This study includes trending data for the previous survey wave conducted in 2013. The sampling margin of error for this study is +/- 1. 88 percentage points at the 95% confidence level when looking at the results for the 2,730 interviews at a total level.

About MassMutual

MassMutual is a leading mutual life insurance company that is run for the benefit of its members and participating policyowners. MassMutual offers a wide range of financial products and services, including life insurance, disability income insurance, long term care insurance, annuities, retirement plans and other employee benefits. For more information, visit www.massmutual.com.

Media
Maria Fernanda Trochimezuk
Phone: (310) 696-9585
Email: [email protected]

CRN202008-235023

Logo – https://mma.prnewswire.com/media/237445/massmutual.jpg

SOURCE MassMutual

Ismael Cala presents ‘The business of being you’, a lecture-workshop on the strategy of entrepreneurship in Cochabamba and Santa Cruz

September 27, 2018

MIAMI, Sept. 27, 2018 /PRNewswire-HISPANIC PR WIRE/ — Ismael Cala, life and business strategist, communicator and author of eight bestsellers on leadership and emotional intelligence, will be presenting his lecture-workshop “El negocio de ser tú (‘The business of being you’)” in the Bolivian cities of Cochabamba (October 6^th) and Santa Cruz de la Sierra (October 8^th).

“In this new lecture, we’ll be addressing the tools to create a high-impact personal brand, with the aim of developing a strategy and a mentality of entrepreneurship to make ourselves into leaders,” Cala explained.

He added that ‘The business of being you’ is an action plan that enables people to multiply their productivity and generate greater balance in their personal lives, because it is only by constructing an inner domain that we can build one in the world around us.”

Seminar-Workshop “The business of being you”:

Cochabamba – Saturday, October 6, 2018 – 6: 00 p.m. Coliseo Alemán Santa María. Tickets: http://superticket.bo/detalle/ismaelcala/

Santa Cruz – Monday, October 8 – 7:00 p.m. – Salón Chiquitano. Centro de Convenciones Fexpocruz. Tickets: http://www.ticketeg.com/eventos/45

Information: [email protected]

In this seminar-experience, Cala shares ideas about the changes we human beings face in the world, both personal as well as professional. There are now new threats and also a change of paradigm: until recently, we exchanged our work for hours and money, but now the world economy is based on experience and how we live. We need to establish a different kind of exchange, that takes certain issues into account:

How to be original and create material and spiritual wealth
How to invest in our inner domain
What we need to learn in a VUCA world.
How to break the paradigm of traditional education
What is the difference between incremental and exponential growth

ABOUT ISMAEL CALA

A life and business strategist, businessman, social entrepreneur and communicator. Author of eight bestsellers on themes of leadership, entrepreneurship and personal development, including El poder de escuchar (‘The power of listening’), and El analfabeto emocional (‘The emotional illiterate’). Ambassador of the concept of Corporate Happiness in Latin America. Cala was born in Santiago de Cuba in 1969, and holds a degree in Art History from Oriente University. He is the co-author of the book “Beat the Curve,” with Brian Tracy. He graduated from the School of Communication at York University in Toronto, and has a degree in Television Production from Seneca College. He is President and founder of the Cala Enterprises Corporation and the Ismael Cala Foundation.

SOURCE Cala Enterprises

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