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Money Management International Meets Growing Consumer Demand in Florida, Opens Tampa Office

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SUGAR LAND, Texas, May 19, 2020 /PRNewswire-HISPANIC PR WIRE/ — Money Management International (MMI), a leader in nonprofit financial education and empowerment, today announced the opening of a location in Tampa, Florida. A bilingual counselor will staff the office at 100 South Ashley Drive. While services at the branch are temporarily paused due to COVID-19, confidential one-on-one consultations will soon be available by appointment. In the interim, certified experts are available by phone and online 24/7.

Upon counseling 45,000 Floridians since 2015, and helping local debt management clients repay more than $86 million in the same period, MMI is proud to launch a new location in the Tampa Bay area. The announcement is especially timely, as Florida is among the top three states from which MMI is receiving COVID-19-related counseling requests.

“MMI has a strong history in West Central Florida and we are affirming our commitment to the community by providing bilingual services in Downtown Tampa,” said Emanuel Rivero, Director of Counseling at MMI. “Over the last few years, we’ve seen a significant influx of Tampeños navigating a variety of financial challenges. Our physical presence here was a natural next step and will afford us new opportunity to stabilize households and strengthen neighborhoods.”

Florida is a key market for MMI, as more than 500,000 residents accessed the organization’s online resources over the past five years. Additionally, Tampa is a leading region for MMI’s housing counseling activities, with more than 2,000 households seeking mortgage or rental support in 2019 alone.

The nonprofit previously operated as Consumer Credit Counseling Service of Central Florida & The Florida Gulf Coast (est. 1974) before merging with Clearpoint, a division of MMI, in 2009. MMI maintains another location in Florida, with its award-winning Hispanic Center for Financial Excellence in Miami.

To learn more about the organization’s impact, visit MMI’s 2019 Annual Report.

About MMI 
Money Management International (MMI) is changing the way financial challenges are solved. MMI helps create, restore, and maintain a life of financial wellness through empowered choices. For over 60 years, our clients have achieved financial confidence through nonprofit programs that educate, motivate, and liberate. MMI inspires action by delivering expert professional guidance and timely solutions aligned with our clients’ goals. Experiencing a financial challenge? Find your solution 24/7 at 866.864.8995 and MoneyManagement.org.

Media Contact:
Jennifer Powell, Pierpont Communications 
[email protected] 
972-567-3937 

Thomas Nitzsche, Money Management International 
[email protected]
713-394-3290  

 

SOURCE Money Management International

The Home Depot Announces First Quarter Results; Supports Associates with Approximately $850 Million of Expanded Benefits; Suspends 2020 Business Outlook; Declares Quarterly Dividend of $1.50 Per Share

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The Home Depot logo.

ATLANTA, May 19, 2020 /PRNewswire-HISPANIC PR WIRE/ — The Home Depot®, the world’s largest home improvement retailer, today reported sales of $28.3 billion for the first quarter of fiscal 2020, a 7.1 percent increase from the first quarter of fiscal 2019. Comparable sales for the first quarter of fiscal 2020 were positive 6.4 percent, and comparable sales in the U.S. were positive 7.5 percent.

The Home Depot logo.

“As the COVID-19 pandemic evolved, we anchored to the core values of our Company by focusing on two key priorities: working to ensure the safety and well-being of our associates and customers, and providing our customers and communities with essential products.  We took early and decisive action to intentionally limit customer traffic in our stores which we believe had a significant impact to sales in many markets,” said Craig Menear, chairman, CEO, and president. “Even with these actions, the robust and flexible interconnected infrastructure that we have invested in for over a decade allowed us to quickly adapt to changing customer preferences and achieve strong sales performance in the quarter.”

In support of these two objectives, the Company took several actions to prioritize safety and enhance associate benefits. To promote a safe environment for associates and customers, the Company implemented a number of operational changes in mid-March, including closing stores earlier to allow more time for sanitation and replenishing of essential products, limiting customer traffic in stores, and canceling traffic-driving events such as Spring Black Friday.

To support its associates during the COVID-19 pandemic, the Company took the following actions:

  • Expanded paid time off for all hourly associates with additional hours that can be used at their discretion and will be paid out at year-end if not used;
  • Provided additional paid time off for associates who are 65 and older or deemed to be at higher risk according to CDC guidelines;
  • Provided weekly bonuses for hourly associates in our stores and distribution centers, and doubled overtime pay; and
  • Extended dependent care benefits and waived related co-pays.

As a result of the actions taken to support our associates, the Company incurred a total of approximately $850 million of pre-tax expense, or approximately $640 million after tax, equaling $0.60 per diluted share.

Net earnings for the first quarter of fiscal 2020 were $2.2 billion, or $2.08 per diluted share, compared with net earnings of $2.5 billion, or $2.27 per diluted share, in the same period of fiscal 2019.  For the first quarter of fiscal 2020, diluted earnings per share decreased 8.4 percent from the same period in the prior year.

“I want to thank our associates and express how grateful and proud I am of the resilience and strength that our teams have demonstrated as we navigate these extraordinary circumstances together,” said Menear.

Fiscal 2020 Guidance

While sales trends were strong at the end of the first quarter and into the first two weeks of the second quarter, as a result of the uncertainty related to the duration of COVID-19 and its impact on the broader economy, the Company is suspending its previously communicated fiscal 2020 guidance.

Dividend Declaration

The Company today announced that its board of directors declared a first quarter cash dividend of $1.50 per share. The dividend is payable on June 18, 2020, to shareholders of record on the close of business on June 4, 2020. This is the 133rd consecutive quarter the Company has paid a cash dividend.

The Home Depot will conduct a conference call today at 9 a.m. ET to discuss information included in this news release and related matters. The conference call will be available in its entirety through a webcast and replay at ir.homedepot.com/events-and-presentations.

At the end of the first quarter, the Company operated a total of 2,293 retail stores in all 50 states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, 10 Canadian provinces and Mexico. The Company employs more than 400,000 associates. The Home Depot’s stock is traded on the New York Stock Exchange (NYSE: HD) and is included in the Dow Jones industrial average and Standard & Poor’s 500 index.

Certain statements contained herein constitute “forward-looking statements” as defined in the Private Securities Litigation Reform Act of 1995. Forward-looking statements may relate to, among other things, the impact on our business, operations and financial results of the COVID-19 pandemic (which, among other things, may affect many of the items listed below); the demand for our products and services; net sales growth; comparable sales; effects of competition; implementation of store, interconnected retail, supply chain and technology initiatives; inventory and in-stock positions; state of the economy; state of the housing and home improvement markets; state of the credit markets, including mortgages, home equity loans and consumer credit; impact of tariffs; issues related to the payment methods we accept; demand for credit offerings; management of relationships with our associates, suppliers and vendors; international trade disputes, natural disasters, public health issues (including pandemics and related quarantines, shelter-in-place orders, and similar restrictions), and other business interruptions that could disrupt supply or delivery of, or demand for, the Company’s products or services; continuation of share repurchase programs; net earnings performance; earnings per share; dividend targets; capital allocation and expenditures; liquidity; return on invested capital; expense leverage; stock-based compensation expense; commodity price inflation and deflation; the ability to issue debt on terms and at rates acceptable to us; the impact and expected outcome of investigations, inquiries, claims and litigation; the effect of accounting charges; the effect of adopting certain accounting standards; the impact of regulatory changes; store openings and closures; guidance for fiscal 2020 and beyond; financial outlook; and the integration of acquired companies into our organization and the ability to recognize the anticipated synergies and benefits of those acquisitions. Forward-looking statements are based on currently available information and our current assumptions, expectations and projections about future events. You should not rely on our forward-looking statements. These statements are not guarantees of future performance and are subject to future events, risks and uncertainties – many of which are beyond our control, dependent on the actions of third parties, or are currently unknown to us – as well as potentially inaccurate assumptions that could cause actual results to differ materially from our expectations and projections. These risks and uncertainties include, but are not limited to, those described in Item 1A, “Risk Factors,” and elsewhere in our Annual Report on Form 10-K for our fiscal year ended February 2, 2020 and in our subsequent Quarterly Reports on Form 10-Q.

Forward-looking statements speak only as of the date they are made, and we do not undertake to update these statements other than as required by law. You are advised, however, to review any further disclosures we make on related subjects in our periodic filings with the Securities and Exchange Commission.

 

THE HOME DEPOT, INC.

CONDENSED CONSOLIDATED STATEMENTS OF EARNINGS

(Unaudited)

Three Months Ended

in millions, except per share data

May 3,
2020

May 5,
2019

% Change

Net sales

$

28,260

$

26,381

7.1

%

Cost of sales

18,635

17,364

7.3

Gross profit

9,625

9,017

6.7

Operating expenses:

Selling, general and administrative

5,829

4,940

18.0

Depreciation and amortization

520

480

8.3

  Total operating expenses

6,349

5,420

17.1

Operating income

3,276

3,597

(8.9)

Interest and other (income) expense:

Interest and investment income

(17)

(15)

13.3

Interest expense

324

288

12.5

  Interest and other, net

307

273

12.5

Earnings before provision for income taxes

2,969

3,324

(10.7)

Provision for income taxes

724

811

(10.7)

Net earnings

$

2,245

$

2,513

(10.7)

%

Basic weighted average common shares

1,073

1,101

(2.5)

%

Basic earnings per share

$

2.09

$

2.28

(8.3)

Diluted weighted average common shares

1,077

1,106

(2.6)

%

Diluted earnings per share

$

2.08

$

2.27

(8.4)

Three Months Ended

Selected Sales Data (1)

May 3,
2020

May 5,
2019

% Change

Customer transactions (in millions)

374.8

390.0

(3.9)

%

Average ticket

$

74.70

$

67.31

11.0

Sales per retail square foot

$

466.58

$

435.18

7.2

—————

(1)    Selected Sales Data does not include results for the legacy Interline Brands business, now operating as a part of The Home Depot Pro.

 

 

THE HOME DEPOT, INC.

CONDENSED CONSOLIDATED BALANCE SHEETS

(Unaudited)

in millions

May 3,
2020

May 5,
2019

February 2,
2020

Assets

Current assets:

Cash and cash equivalents

$

8,696

$

1,882

$

2,133

Receivables, net

2,610

2,317

2,106

Merchandise inventories

14,989

15,495

14,531

Other current assets

982

859

1,040

Total current assets

27,277

20,553

19,810

Net property and equipment

22,697

22,270

22,770

Operating lease right-of-use assets

5,634

5,629

5,595

Goodwill

2,220

2,250

2,254

Other assets

909

813

807

Total assets

$

58,737

$

51,515

$

51,236

Liabilities and Stockholders’ Equity

Current liabilities:

Short-term debt

$

$

372

$

974

Accounts payable

10,056

10,311

7,787

Accrued salaries and related expenses

1,974

1,418

1,494

Current installments of long-term debt

4,200

1,084

1,839

Current operating lease liabilities

853

793

828

Other current liabilities

6,265

5,695

5,453

Total current liabilities

23,348

19,673

18,375

Long-term debt, excluding current installments

31,622

26,804

28,670

Long-term operating lease liabilities

5,075

5,145

5,066

Other liabilities

2,182

2,036

2,241

Total liabilities

62,227

53,658

54,352

Total stockholders’ (deficit) equity

(3,490)

(2,143)

(3,116)

Total liabilities and stockholders’ equity

$

58,737

$

51,515

$

51,236

 

 

THE HOME DEPOT, INC.

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS

(Unaudited)

Three Months Ended

in millions

May 3,
2020

May 5,
2019

Cash Flows from Operating Activities:

Net earnings

$

2,245

$

2,513

Reconciliation of net earnings to net cash provided by operating activities:

Depreciation and amortization

607

547

Stock-based compensation expense

88

86

Changes in working capital

2,834

1,471

Changes in deferred income taxes

(68)

5

Other operating activities

31

91

  Net cash provided by operating activities

5,737

4,713

Cash Flows from Investing Activities:

Capital expenditures

(586)

(681)

Proceeds from sales of property and equipment

8

6

Other investing activities

(13)

  Net cash used in investing activities

(578)

(688)

Cash Flows from Financing Activities:

Repayments of short-term debt, net

(974)

(967)

Proceeds from long-term debt, net of discounts and premiums

4,960

Repayments of long-term debt

(27)

(15)

Repurchases of common stock

(791)

(1,368)

Proceeds from sales of common stock

18

34

Cash dividends

(1,611)

(1,499)

Other financing activities

(125)

(98)

  Net cash provided by (used in) financing activities

1,450

(3,913)

Change in cash and cash equivalents

6,609

112

Effect of exchange rate changes on cash and cash equivalents

(46)

(8)

Cash and cash equivalents at beginning of period

2,133

1,778

  Cash and cash equivalents at end of period

$

8,696

$

1,882

—————

Note: Effective February 3, 2020, we reclassified cash flows relating to book overdrafts from financing to operating activities for all periods presented on the Consolidated Statement of Cash Flows. The amounts of these reclassifications were not material.

Logo – https://mma.prnewswire.com/media/118058/the_home_depot_logo.jpg

SOURCE The Home Depot

Pitbull, Global Entrepreneurship Network & Hello Alice Launch The Hispanic Small Business Center To Provide Resources & Emergency Grants For Latino-Owned Small Businesses

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HelloAlice_black_logo_Logo

MIAMI, May 18, 2020 /PRNewswire-HISPANIC PR WIRE/ — In an effort to uplift Latino-owned small businesses across the United States, Pitbull joined forces with Jeff Hoffman, the Global Entrepreneurship Network (GEN), and founders Carolyn Rodz and Elizabeth Gore of Hello Alice to launch the Hispanic Small Business Center to help business owners through COVID-19.  In addition to offering invaluable resources, mentorship and step-by-step guides, they are also actively fundraising and deploying $10,000 emergency grants to Latino entrepreneurs. Owners can apply for emergency grants HERE, and chosen applicants are awarded grants on a rolling basis as funds are raised. 

“It’s an honor to partner with Jeff Hoffman, The Global Entrepreneurship Network (GEN) and Elizabeth Gore and Carolyn Rodz from Hello Alice to support grants to Latino Small Business owners across the United States,” said Armando Christian Perez (Pitbull). “We are here to help those who need it the most. We’re not here to talk about it, we’re here to be about it.”

The global pandemic has upended and ravaged corporations worldwide. However, its damage, disruption, and decimation of Latino entrepreneurship borders on irrevocable and irreversible. Of the 5,337 Latino business owners who have already applied for help at Hello Alice, 93% are asking for emergency cash assistance. 76% cite declining sales due to social distancing. Even with the recent extension of government PPP loans, the Center for Responsible Lending predicts that 90% of all applicants will or have faced rejection. Given this widespread rejection, statistics show only 9% of Latino small business owners could possibly receive PPP stimulus money. Since the beginning of COVID-19, one-in-four American small businesses have already shuttered and projections predict the closure of another 40% within the next month. Unfortunately, the Latin community’s companies are closing faster than that of any other demographic.

“As a Latina entrepreneur, I know success in business is a direct result of the social capital, financial support and mentorship that amplify our hard work,” says Carolyn Rodz, Co-Founder of Hello Alice. “This is why I am so committed to ensuring that every Latino-led business has the resources they need to give their businesses a fighting chance. Time after time, Hispanic entrepreneurs have proven they can do more with less, but we need to step in and offer them the resources they’ve long deserved.”

Alongside GEN and Hello Alice, a consortium of organizations have come together under the umbrella of the COVID-19 Business Resource Center to provide specific resources, mentorship and guides for support through the Hispanic Small Business Center.

To further uplift the Latino community and raise awareness for the Hispanic Business Center’s resources and emergency grants, GEN Chairman Jeff Hoffman and Pitbull created a PSA that reinforces the shared sentiment that together, we will win. View the PSA HERE.

Pitbull, GEN and Hello Alice are with every entrepreneur to ensure #BusinessForAll #Negocioparatodos during COVID-19. For more information, please visit www.covid19businesscenter.com/ and direct media requests to Christanna Ciabattoni, [email protected].

ABOUT HELLO ALICE: 
Hello Alice (helloalice.com) helps businesses launch and grow. A free multi-channel platform powered by machine learning technology, Hello Alice guides business owners by providing access to funding, networks and services. Through a network of more than 100,000 companies in all 50 states and across the globe, Hello Alice is building the largest community of business owners in the country while tracking data and trends to increase owner success rate. Hello Alice partners with enterprise business services, government agencies, and institutions looking to serve small- and – medium-business owners to ensure increased revenues and to provide the best-possible experience for owners who want to start or grow their companies. Founded in 2017 by Elizabeth Gore and Carolyn Rodz, Hello Alice believes in business for all – by providing access to all owners, especially women, people of color, veterans, the LGBTQ+ community and persons with disabilities. Alice exists to serve every American with an entrepreneurial spirit.

ABOUT GLOBAL ENTREPRENEURSHIP NETWORK:
The Global Entrepreneurship Network operates programs in 170 countries aimed at making it easier for anyone, anywhere to start and scale a business. By fostering deeper cross border collaboration and initiatives between entrepreneurs, investors, researchers, policymakers and entrepreneurial support organizations, GEN works to fuel healthier start and scale ecosystems that create more jobs, educate individuals, accelerate innovation and strengthen economic growth. For details on the programs and initiatives that make up GEN, visit genglobal.org.

ABOUT PITBULL:
Pitbull invites disruption on a global scale as a GRAMMY®-winning independent international superstar, education advocate, business entrepreneur and motivational speaker. With countless awards, dozens of international number ones, hundreds of gold and platinum certifications, single sales of over 80 million, and cumulative views in excess of 15 billion, one of the most impressive careers in music history set the stage for him to make true change. Not only did he successfully help establish Sports Leadership Arts and Management (SLAM!) tuition-free public charter schools across the country, he was honored by the United Nations General Assembly on behalf of Clean Water Here; he is a partner in eMerge Americas, the annual tech and innovation summit held in Miami; and he was honored alongside music legends as well as Nobel Peace Prize and Pulitzer Prize winners at the 2019 International Achievement Summit. Pitbull and Horizon Media have partnered to launch 305 Worldwide, a new multicultural marketing agency. The first partnership secured through 305 Worldwide is Pitbull’s multiplatform marketing collaboration with Boost Mobile. Pitbull has performed for millions worldwide and even joined forces with the #1 life and business strategist, Tony Robbins, for numerous engagements around the globe. He maximizes his own creative, entrepreneurial and personal freedom yet again on the Latin album LIBERTAD 548 — his first project released independently under his own Mr. 305 Records on September 27, 2019.

Logo – https://mma.prnewswire.com/media/1169132/HelloAlice_black_logo_Logo.jpg  

SOURCE Hello Alice

Autism risk estimated at 3 to 5% for children whose parents have a sibling with autism

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BETHESDA, Maryland, May 18, 2020 /PRNewswire-HISPANIC PR WIRE/ — Roughly 3 to 5% of children with an aunt or uncle with autism spectrum disorder (ASD) can also be expected to have ASD, compared to about 1.5% of children in the general population, according to a study funded by the National Institutes of Health. Researchers also found that a child whose mother has a sibling with ASD is not significantly more likely to be affected by ASD, compared to a child whose father has a sibling with ASD. The findings call into question the female protective effect, a theory that females have a lower rate of ASD than males because they have greater tolerance of ASD risk factors.

The results, derived from records of nearly 850,000 Swedish children and their families, appear in Biological Psychiatry. The study was conducted by John N. Constantino, M.D., at Washington University in St. Louis, and colleagues in the United States and Sweden.

“The results offer important new information for counseling people who have a sibling with ASD,” said Alice Kau, Ph.D., of the Intellectual and Developmental Disabilities Branch of NIH’s Eunice Kennedy Shriver National Institute of Child Health and Human Development (NICHD), which funded the study. “The findings also suggest that the greater prevalence of ASD in males is likely not due to a female protective effect.”

Additional NIH funding was provided by the National Institute of Mental Health.

ASD is a complex neurological and developmental disorder that begins early in life and affects how a person interacts with others, communicates, and learns. Previous studies have found that roughly 3 times more males than females have ASD. Reasons for the difference are unknown.

One possible explanation is that females have a built-in resistance to the genetic factors leading to autism. With such a female protective effect, the theory holds that many women could carry such risk factors and be unaffected, but could transmit them to their sons, who lack the protective effect and may develop ASD.

In the current study, researchers analyzed data from Swedish national registers of births and family relationships. The children were born from 2003 to 2012. Roughly 13,000 children were diagnosed with ASD, about 1.5% of the total. Offspring of mothers with one or more siblings with ASD were about three times more likely than children in the general population to have ASD. Children of fathers with one or more siblings with ASD were twice as likely as children in the general population to have ASD, a rate that did not differ significantly than that of children whose mothers have a sibling with ASD. According to the study authors, the results provide the first population-wide estimate of ASD risk to children of parents who have a sibling with ASD.

This finding challenges the existence of a female protective effect, Dr. Constantino explained, because if such an effect existed, the children of mothers with a sibling with ASD could be expected to have up to a 30% higher risk of ASD. Similarly, the researchers found no statistically significant increase in ASD risk for children whose uncles have ASD, compared to children whose aunts have the condition.

Reference
Bai, D et al. Inherited risk for autism through maternal and paternal lineage. Biological Psychiatry. 2020.

About the Eunice Kennedy Shriver National Institute of Child Health and Human Development (NICHD): NICHD leads research and training to understand human development, improve reproductive health, enhance the lives of children and adolescents, and optimize abilities for all. For more information, visit https://www.nichd.nih.gov.

About the National Institutes of Health (NIH): NIH, the nation’s medical research agency, includes 27 Institutes and Centers and is a component of the U.S. Department of Health and Human Services. NIH is the primary federal agency conducting and supporting basic, clinical, and translational medical research, and is investigating the causes, treatments, and cures for both common and rare diseases. For more information about NIH and its programs, visit https://www.nih.gov.  

SOURCE Eunice Kennedy Shriver National Institute of Child Health and Human Development; National Institutes of Health (NIH)

New Screening Tool Helps Californians Learn Quickly if They Might Qualify for Medi-Cal and Food Stamps

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OAKLAND, Calif., May 15, 2020 /PRNewswire-HISPANIC PR WIRE/ — In an effort to help the millions of Californians in need of health insurance and food assistance due to the COVID-19 pandemic, Alluma has created a free screening tool that tells them in under three minutes if they may qualify for public benefits.

Called Quick Screener, the tool asks a few basic questions that let people know if they may be eligible for Medi-Cal or CalFresh (food stamps in California), and connects them immediately to the appropriate application based solely on ZIP code.  The tool does not require a sign-in or email address, nor does it collect private data.

“People are in crisis right now, losing their jobs and their health insurance along with it,” said Tommaso Esmanech, executive director of solutions management with Alluma, a nonprofit social enterprise that develops technology solutions for government agencies and nonprofits that support people seeking public benefits.  “The last thing they need is to spend time tracking down where and how to apply for help, and filling out an application, before they even know if they’re eligible. This screening tool lets them find out quickly if they might qualify, and takes them directly to the right place to apply – all while remaining anonymous.”

Helping first-time applicants navigate the process
With many people seeking public assistance possibly for the first time in their lives, Esmanech noted that many feel overwhelmed and have no idea where to turn for help. “People get online – maybe using Google – to find the right agency or department,” he said. “They often try multiple routes, and can run up against brick walls along the way, encounter wrong information, or endure endless circles before they find the right place for support.  We want to reduce that level of frustration and anxiety.”

“At a time when more and more families are finding themselves vulnerable and in need of immediate support, it’s important that they find that help as easily as possible,” said Mayra E. Alvarez, president of The Children’s Partnership and board chair of Alluma.  “The Quick Screener will save families valuable time as they try to juggle the many daunting challenges before them.”

Although the Quick Screener can be accessed by anyone with internet access and a computer, tablet or smartphone, the tool also can be valuable for eligibility workers or nonprofits that are helping people apply for benefits.  “Now that many government and nonprofit staff are working from home, they may not have ready access to the same information they did from their office,” Esmanech said.  “They can use the tool themselves, or refer applicants to it so that they can turn their attention to more complex matters.”

The Quick Screener is currently available in English and Spanish, for Medi-Cal and CalFresh in California. To try the Quick Screener, go to www.alluma.org/alluma-quick-screener.

About Alluma
Alluma is a leading nonprofit social enterprise on a bold mission: to eliminate barriers that keep people from connecting to essential services. We accomplish this goal by working collaboratively with government agencies, community organizations, and others to create thoughtful solutions that unlock the possibilities of both technology and policy. Our eligibility and enrollment solutions have connected more than 25 million people across the country to critical health and human services that change lives and create stronger communities. Alluma is based in Oakland, California, with offices in Sacramento, CA and Phoenix, Arizona. Learn more at www.alluma.org.

SOURCE Alluma

Study Sheds New Light on Corporate America’s Latina Leadership Crisis

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Network of Executive Women. Advancing ALL women. It's just good business. (PRNewsfoto/Network of Executive Women)

Authors point to COVID-19 crisis as big business’ chance to stem the tide of Latina executives exiting their ranks, or lose their sway over $1.7 trillion in Hispanic buying power indefinitely

CHICAGO, May 18, 2020 /PRNewswire-HISPANIC PR WIRE/ — As more states loosen their stay-at-home orders, a study released today by the Network of Executive Women (NEW) and Hispanic marketing platform Latinarrific prompts interesting questions regarding whether the COVID-19 pandemic will ultimately reverse or accelerate corporate America’s Latina leadership crisis. Designed to examine why, at a time when annual Hispanic buying power is approaching $1.7 trillion, senior-level Latina talent is heading for the exits of corporate America at an alarming rate, the study provides essential insights into the drivers of Latina career advancement and how companies can better identify, promote and retain Latina leaders for a competitive advantage in the marketplace.

Network of Executive Women.  Advancing ALL women.  It's just good business. (PRNewsfoto/Network of Executive Women)

“In a way none of us could have predicted, many of the traits the Latina professionals in our focus group cited as drawbacks within the traditional, white male dominated workplace – expressiveness, empathy, a desire for work-life balance – have become celebrated assets in the COVID-19 work-from-home landscape,” said study co-author Karianne Gomez, NEW Vice President of Strategic Value. “What remains to be seen, as the country reopens, is whether a newly enlightened C-suite will embrace the unique attributes Latinas bring to the table, or revert to its old ways, forcing an emboldened Latina talent pool that already represents this country’s fastest growing sector of small business entrepreneurs to flee corporate America even faster.”

Among 36 senior and mid-level Latina executives interviewed, most said they didn’t feel they fit easily into the typical corporate culture of the United States. While this could be celebrated from a differences-add-strength perspective, study insights show far too many companies quashing Latina diversity. With the historic standard for everything from promotability to executive presence based on white male norms, Latina executives have generally succeeded despite their corporate culture, not because of it.

Barriers to Inclusion

Factors hindering Latinas from seeing an opportunity for authentic advancement in large corporations include:

Collectivism vs. Individualism – Having been raised in a collectivist culture where the good of the group trumps individual pursuits, many Latinas learned from an early age to be selfless, generous and respect authority figures. Within the very individualistic culture of U.S. business, where assertiveness, independence and appropriate “push-back” are valued, Latinas are often viewed by managers as less “hungry” or personally qualified for advancement.

“Latina-ness” vs. reserve – Corporate poker-face is in direct contrast to the use of hands and passionate expression most Latinas learned as essential to communication. Focus group participants described being perceived as having a “Latin temper,” being a drama queen or overly sensitive – all while trying to discern what their coworkers’ neutral expressions meant in meetings.

Personalismo vs. “too familiar” – Touching and close physical proximity are common ways to connect personally and respectfully with someone when conducting business in Latin cultures, but sometimes go beyond the American norm of friendliness at work.

Prioritizing family vs. “whatever it takes” – Many Latinas place a significant emphasis on spending time together as a family – something corporate America says it values but often does not accommodate well. The Latina executives interviewed rejected the notion that prioritizing family diminishes commitment to career or reliably getting the job done. They may make it home for dinner more often than their traditional white male counterparts, but that balanced approach is part of the diversity and value Latinas bring to the table.

“A Latina’s cultural heritage has genetically engineered her for the work-from-home paradigm shift prompted by COVID-19,” said study co-author Arminda Figueroa, Latinarrific Vice President of Strategy and Audience Engagement. “Freed from the stress of babysitters, elder-care and long commutes, she can seize her full potential as ‘Chief Household Officer,’ being there for her family while managing her schedule and tapping into her overachieving nature to produce high quality work.”

Next Steps
The NEW report, Latinas in Corporate America – A Foot in Two Worlds: Elevating the Latina Experience, shares actionable strategies for companies looking to attract, grow and retain Latina leaders at this pivotal juncture. Unconscious bias and emotional intelligence training, intentional sponsorship programs, and accountability measures that tie executive performance reviews to diversity and inclusion markers, are among the steps study authors assert as key to creating authentic, profit-driving connections with Latina talent.

To view or download the complete report, visit www.newonline.org/research.

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SOURCE Network of Executive Women

Toyota Breaks the Sameness Barrier With All-New 2021 Venza Crossover

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Toyota Breaks the Sameness Barrier With All-New 2021 Venza Crossover

PLANO, Texas, May 18, 2020 /PRNewswire-HISPANIC PR WIRE/ — With a striking new debut, Toyota is breaking the sameness barrier in the midsize two-row crossover utility vehicle (CUV) category. The all-new 2021 Venza delivers an intuitive driving experience with smooth acceleration, predictable handling, and low noise, vibration, and harshness (NVH), all wrapped in a sophisticated design.

Toyota Breaks the Sameness Barrier With All-New 2021 Venza Crossover

The all-new 2021 Venza comes equipped exclusively with the Toyota Hybrid System II powertrain and advanced Electronic On-Demand All-Wheel Drive. Along with comfortable urban and highway performance, Venza is expected to have impressive fuel efficiency, with a preliminary manufacturer-estimated 40 MPG combined fuel economy in LE trim.

The 2021 Venza, which arrives in Toyota dealerships this summer, is built around a version of the Toyota New Global Architecture K platform that underpins some of the company’s sedans and crossovers. As such, Venza delivers the best of both worlds: sedan-like driving comfort and CUV versatility.

The 2021 Venza offers ample room for five in a highly maneuverable package. A host of tech-focused features are available, including a 12.3-inch touchscreen display with nine JBL speakers, 7-inch multi-information display (MID), digital rear-view mirror, and 10-inch color Head-Up Display. Other available features include a Star GazeTM fixed panoramic glass roof, a first-ever for Toyota, and heated and ventilated front seats that set the stage for true, graceful grand touring.

In addition to exemplary collision protection provided by the TNGA-K platform (projected to achieve top NHTSA safety ratings), the 2021 Venza comes standard with Toyota Safety Sense (TSS 2.0), a comprehensive suite of active safety systems that includes:

  • Pre-Collision System with Daytime/Low-Light Vehicle and Pedestrian Detection, plus Daytime Bicycle Detection (PCS)
  • Full-Speed Range Dynamic Radar Cruise Control (DRCC)
  • Lane Departure Alert with Steering Assist (LDA w/SA)
  • Automatic High Beams (AHB)
  • Lane Tracing Assist (LTA)
  • Road Sign Assist (RSA)

Pre-Collision System with Daytime/Low-Light Vehicle and Pedestrian Detection, plus Daytime Bicycle Detection, offers automatic braking capability should the driver not react in time in an emergency situation. Blind Spot Monitor (BSM) with Rear Cross Traffic Alert (RCTA) is standard on all grades, while XLE and Limited add Front and Rear Parking Assist with Automated Braking (PA w/AB).

Toyota Audio on the Big Screen

The 2021 Venza offers cutting edge entertainment and connectivity through intuitive and versatile Toyota audio systems. Audio Plus is standard on LE and XLE and includes an 8-inch touchscreen. Premium Audio with Dynamic Navigation and JBL is optional on XLE and standard on Limited and features a stunning 12.3-inch touchscreen display with controls that can be switched between driver or front passenger operation.

In addition to AM/FM radio, Toyota audio systems serve up a full roster of connectivity tech, including Apple CarPlay, Android Auto, and Amazon Alexa compatibility, Bluetooth wireless technology, and more. Apple CarPlay includes access to Siri, while Android Auto users can access Google Assistant. 

All Venza grades come with SiriusXM All Access 3-month trial Satellite Radio and HD Radio along with Toyota Remote Services trial subscriptions. Available dynamic navigation features enhanced 2D landmark display, land guidance display, and freeway exit display. All Venza models will come equipped with Toyota Safety Connect with a one-year trial subscription.

The standard 6-speaker audio with 4-channel amplifier provides clean, powerful sound for all types of music. Fervent music lovers will want the sonically gorgeous JBL Premium Audio System with 9 speakers, including a rear subwoofer, powered by a 12-channel, 1,200-watt amp – the most powerful system launched in a Toyota to date. It was designed exclusively for Venza with unique speaker architecture and tuned to the specific cabin space.

Visibility Through Technology

Venza’s top innovation is literally found on top of the vehicle. In a first for Toyota, the 2021 Venza offers an available Star GazeTM fixed panoramic glass roof. The Star GazeTM electrochromic glass technology allows drivers to switch from transparent to frosted modes within one second using the ON/OFF button. In the frosted mode, Star GazeTM brightens the interior while reducing direct sunlight, giving the cabin an even more open, airy, and inviting feeling.

Visibility-enhancing technology surrounds the driver. The Venza LE grade features a 4.2-inch color MID, while XLE and Limited grades receive a 7-inch color MID.  In either display, a Hybrid System Indicator shows the driver system output and regeneration status to encourage eco-driving habits. As used on other Toyota hybrid models, the display suggests the optimal acceleration amount for eco driving and provides a game-like scoring function for the driver.

An available 10-inch color Head-Up Display projects vital information at eye level, including speedometer, hybrid system indicator, and TSS 2.0 functions.

The available digital rearview mirror with HomeLink universal transceiver on the new Toyota Venza helps the driver see what’s behind the vehicle. If rear passengers or luggage in the cargo area are blocking the view behind, a flip of a switch on the digital rearview mirror instantly provides the driver with a wide, unobstructed view from a rear camera. The mirror also reduces glare from headlights. To further aid outward visibility, the Limited grade comes standard with Bird’s Eye View Camera with Perimeter Scan, which provides a panoramic overhead view of the vehicle’s surroundings.

The standard backup camera features projected path and dynamic gridlines, while an available rear camera cleaning system sprays washer fluid to clear away water droplets, mud, snow, and snow-melting road treatments from the lens. A standard hands-free power liftgate can be set to lock automatically upon closing. For additional convenience, XLE and Limited grades come standard with a Smart Key System that works on all five doors.

Hybrid Leader

Toyota made “hybrid” synonymous with high fuel efficiency more than 20 years ago with the first Prius. The Venza brings the number of Toyota Hybrids available to 10 – Mirai makes it 11 electrified vehicles – for 2021, more than any other brand.

The new-generation Toyota Hybrid System in the Venza combines a high-efficiency 2.5-liter DOHC four-cylinder engine with three electric motors in a highly compact system. The gas engine employs Variable Valve Timing-intelligent system by Electric motor (VVT-iE) on the intake camshaft, and VVT-i on the exhaust camshaft. A variable cooling system (electric water pump, electric thermostat) and a fully variable oil pump further help improve engine efficiency.

The proven tech seamlessly delivers 219 total system horsepower and a projected preliminary manufacturer-estimated 40 combined MPG in LE trim. As with all Toyota hybrids, the feeling of everyday acceleration and responsiveness is heightened by the way the electric motor boosts low-speed torque. The hybrid system optimizes the level of electric motor assistance and gas engine RPM without the engine running at high revs. Engine speed is synchronized with vehicle speed, yielding effortless and quiet acceleration. Venza’s hybrid system adopts a newly-developed lithium-ion battery to enhance performance and size and weight. 

Selectable NORMAL, ECO and SPORT driving modes let the driver tailor the Venza’s performance personality. SPORT mode improves and sharpens throttle response, making fuel efficiency more fun. ECO mode changes the throttle and environmental logic to help the driver focus on maximizing mileage from the fuel and battery, while NORMAL mode is ideal for everyday driving. Additionally, EV mode allows electric-only driving at low speeds for short distances.

Using a sequential shifting feature, the driver can “downshift” to increase the regenerative braking in steps, which fosters greater control when driving in hilly areas, for example. As a bonus, the hybrid system enhances ride comfort by finely controlling the drive torque to suppress pitch under acceleration and deceleration.

Magically Reading the Road for Maximum MPG

Venza’s Predictive Efficient Drive (PED) uses the navigation system operation to analyze driving habits and memorize road and traffic conditions to help optimize hybrid battery charging. When the driver selects PED, the system learns repeating routes and is designed to predict when and where the vehicle is likely to slow down or stop. Then, through optimum accelerator pedal release timing guidance, it can help reduce energy consumption.

PED can help optimize battery charging and discharge ahead of hills or traffic congestion. When approaching a downhill section, for example, the system is designed to apply additional engine braking force to more efficiently charge the hybrid battery after the accelerator pedal is released.

Very Smooth, Supremely Confident

The inherent strength of the TNGA-K platform is the extensive use of high-strength steel. This allows front strut and rear multi-link suspension tuning that helps foster handling agility while providing a supple, quiet ride.

Venza’s handling is bolstered by an electronically controlled brake system featuring Active Cornering Assist (ACA), which engages the stability control to reduce understeer in certain cornering situations. The driver feels only the enhanced agility, not the system’s operation.

The hybrid system uses a differential torque pre-load function, which enhances acceleration and deceleration controllability when starting off or cornering on normal or slippery roads. The feature also helps enhance steering performance at higher speeds, straight-line stability and controllability on rough roads.

The 2021 Venza LE rolls on 18-inch multi-spoke two-tone alloy wheels, while XLE and Limited come standard with 19-inch multi-spoke super chrome finished alloy wheels.

All-Wheel Drive at its Smartest

The 2021 Venza comes standard with Toyota’s Electronic On-Demand All-Wheel Drive, a highly efficient system that takes maximum advantage of the hybrid powertrain’s benefits. Instead of using a transfer case and driveshaft to the rear wheels, Electronic On-Demand AWD employs a separate rear-mounted electric motor to power the rear wheels when needed.

It works seamlessly and transparently, preemptively distributing up to 80 percent of driving force to the rear wheels which helps suppress front wheel slip during off-the-line starts. The system also enhances cornering agility by helping to reduce understeer.

Torque distribution varies with conditions, from 100:0 in constant-speed driving to 20:80 on slippery surfaces. Torque distribution can be indicated on the Multi-information Display and audio system screen.

Seats of Comfort and Power

Venza provides exemplary comfort with standard power seats (8-way driver on all grades and 4-way passenger on Limited).  The power driver’s seat features an auto slide-away function. During driver entering or exiting, the seat automatically moves to the rearmost position to optimize ingress and egress. When the Venza is started, the seat moves to the last position set by the driver. Venza’s seats are not only comfortable, but stylish, with unique seat bolster stitching standard on the Limited grade.

The Venza’s available heated front seats can be adjusted in three levels. Ventilated front seats are standard on Limited and draw cool air from the air conditioning system into the seat for added comfort.

Venza employs S-FLOW cooling technology that first appeared on Lexus. The system directs air conditioning only to occupied seats, providing comfort and helping to reduce energy consumption. On the Limited and XLE with available 12.3-in display, the climate control system is operated with Intelligent Touch capacitive controls.

Quiet, Please!

For customers who seek premium experiences in a vehicle, keeping unwanted noise out is paramount. The 2021 Venza provides a surprisingly quiet cabin experience. Rather than simply aiming at a “numbers” goal for sound level (decibels), Toyota engineers created a calm atmosphere conducive to enjoying easy conversation or hearing music in cleaner detail.

The high-strength TNGA-K platform is the first defense against noise intrusion, curbing vibration through the steering, floor and structure. Suspension tuning resists road surface disturbances, tire noise is reduced via strategically placed insulation, and an acoustic glass windshield helps minimize wind noise.

That’s just the beginning. Sound-blocking and absorbing insulation and body sealing material are placed throughout the structure, under the carpeting, and above the headliner. The materials and their placement were optimized to minimize noise in the frequencies that typically interfere with conversation.

As one example, the floor silencer pad is one large piece rather than separate segments. As a result, surface coverage reaches about 92 percent. Holes and gaps between parts are filled in with sound-damping material for greater road noise reduction.

Under the hood, sound-absorbing insulation around the engine compartment helps reduce intake noise, helped by the placement of two special resonance chambers that help minimize air intake noise in the 530Hz and 650Hz ranges.

Space for What Matters

The Venza doesn’t take up a lot of space outside yet provides generous space inside. Cupholders can accommodate large drink sizes, while the center stack tray can handle the largest iPhone models. Door bottle holders can take 24-oz bottles.

Venza offers 36.3 cu. ft. of carrying space behind the second row. The lithium-ion battery pack is small enough to be installed under the rear seats, so it does not take up any cargo or passenger space. The standard tonneau cover can be stored in the storage space beneath the deck board when not in use.

Core Safety

The 2021 Venza is equipped with eight airbags, including side curtain airbags for all three rows. Toyota’s Star Safety System includes Enhanced Vehicle Stability Control (VSC), Traction Control (TRAC), Electronic Brake-force Distribution (EBD), Brake Assist (BA), Anti-lock Braking System (ABS), and Smart Stop Technology (SST).

Toyota Limited Warranty

Toyota’s 36-month/36,000 mile basic new-vehicle warranty applies to all components other than normal wear and maintenance items. Additional 60-month warranties cover the powertrain for 60,000 miles and against perforation from corrosion for 60 months with no mileage limitation. Hybrid-related components that require repairs needed to correct defects in materials or workmanship are covered for 8 years/100,000 miles, whichever comes first from original date of first use when sold as new. The HV battery is covered for 10 years/150,000 miles, whichever comes first, and is transferrable across ownership.

The 2021 Venza also comes standard with ToyotaCare, a complimentary plan covering normal factory-scheduled maintenance, for two years or 25,000 miles, whichever comes first, and 2 years of Roadside Assistance, regardless of mileage.

About Toyota

Toyota (NYSE:TM) has been a part of the cultural fabric in the U.S. and North America for more than 60 years, and is committed to advancing sustainable, next-generation mobility through our Toyota and Lexus brands. During that time, Toyota has created a tremendous value chain as our teams have contributed to world-class design, engineering, and assembly of more than 38 million cars and trucks in North America, where we have 14 manufacturing plants, 15 including our joint venture in Alabama (10 in the U.S.), and directly employ more than 47,000 people (over 36,000 in the U.S.). Our 1,800 North American dealerships (nearly 1,500 in the U.S.) sold 2.8 million cars and trucks (2.4 million in the U.S.) in 2018.

Through the Start Your Impossible campaign, Toyota highlights the way it partners with community, civic, academic and governmental organizations to address our society’s most pressing mobility challenges. We believe that when people are free to move, anything is possible. For more information about Toyota, visit ToyotaNewsroom.com.

Media Contacts:

Zachary Reed
469-292-3499
[email protected]

Note to Editors: Photos and b-roll can be found on ToyotaNewsroom.com 

For customer inquiries, please call: 800-331-4331

Toyota Breaks the Sameness Barrier With All-New 2021 Venza Crossover

 

Toyota logo.

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SOURCE Toyota Motor North America

Olympusat Launches Free TV Application For Latin-American Audience

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New_Olympus_Logo

WEST PALM BEACH, Fla., May 18, 2020 /PRNewswire-HISPANIC PR WIRE/ — Olympusat, Inc., one of the largest independent media corporations specializing in the ownership, distribution, production and technical services of Spanish- and English-language networks, announced that Free TV™ Application, the top Ad-Supported, On-Demand Video Service,  is now available in the Latin-American market including Mexico, through Google Play Store, Apple Store, via Web Browser (at freetv.com), and mobile apps for Apple’s iOS as well as Google’s Android.

The on-demand content available on Free TV™, comprises an array of top-rated multicultural productions from around the world, including between 800 and 1000 hours per month dubbed into Spanish combined with 200 hours of content from Mexico, Spain, and the rest of Latin America. The initial offering included action, drama, thriller, and crime genres, which are split into 30% movies and 70% series with an average duration of 90 minutes for movies and 45 minutes per series episode.

“We’re excited to offer Free TV in South America and México, as the first of many launch initiatives to advance our global footprint,” says Tom Mohler, CEO of Olympusat. “We look forward to entertaining viewers who will discover the growing value of free video on demand with a large number of titles which will continue to expand in the coming months.”

Some of the international super productions available now on Free TV™ are the following films and series:

Battle for Sevastopol: The action story of the most successful female sniper in history.

The Stronghold: The fantasy tale about a schoolboy who goes a thousand years into the past through a mysterious portal.

The Red Queen: The mystery and drama chronicles of the famous USSR model known as the most beautiful Kremlin weapon.

All in one AVOD service, Free TV™ uniquely caters to the undeserved Hispanic community offering a way to stream free, ad-supported, Spanish-language programming. Another demonstration of how Olympusat continues to work with creative teams to drive innovation and quality in the media landscape, where enhancing the customer’s experience is paramount.

To learn more about Olympusat and Free TV, please visit olympusat.com and freetv.com

Olympusat – Editorial Contact:
Jesús Piñango
Senior Director of News
561-249-5228
[email protected] 

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SOURCE Olympusat, Inc.

Aarón Santos’s New Book “A Cry Of Alarm For This Generation!” Tackles On Biblical Prophecies About The Apocalypse And God’s Intended Fate For His True Believers

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Aaron-Santos

LAS VEGAS, May 18, 2020 /PRNewswire-HISPANIC PR WIRE/ — Aarón Santos, a minister of God, a loving family man, and a native of Sinaloa, Mexico, has completed his new book “A Cry of Alarm for this Generation!”: a well-written spiritual book that discusses the biblical prophecies on the end of days and humanity’s ultimate judgment by God.

Author Santos reminds readers of the impending future of humanity and how the Word of God has left substantial ideas to its fruition: “This book contains declarations of the apocalyptic prophecies to help understand the fear of God and redemption through opportune repentance as it is written: ‘And the times of this ignorance God winked at; but now commands all men everywhere to repent: Because he hath appointed a day, in the which he will judge the world in righteousness by that man whom he hath ordained; whereof he hath given assurance unto all men, in that he hath raised him from the dead’ (Acts 17:30–31).”

Published by Page Publishing, Aarón Santos’s sagacious opus is a potent guide to understanding the Bible’s message of the prophetic Apocalypse to prepare one’s self in facing God and standing up with his grace and mercy.

Readers who wish to experience this awe-inspiring work can purchase “A Cry of Alarm for this Generation!” at bookstores everywhere or online at the Apple iTunes store, Amazon, Google Play, or Barnes and Noble.

For additional information or media inquiries, contact Page Publishing at 866-315-2708.

About Page Publishing: 

Page Publishing is a traditional full-service publishing house that handles all of the intricacies involved in publishing its authors’ books, including distribution in the world’s largest retail outlets and royalty generation. Page Publishing knows that authors need to be free to create, not bogged down with complicated business issues like eBook conversion, establishing wholesale accounts, insurance, shipping, taxes, and the like. Its roster of authors can leave behind these tedious, complex, and time-consuming issues, and focus on their passion: writing and creating. Learn more at www.pagepublishing.com.

Photo – https://mma.prnewswire.com/media/1168378/Aaron_Santos.jpg

 

SOURCE Page Publishing

Eduardo L. Corchado’s New Book ¿El Amor Tocó A Sus Puertas? A Riveting Composition Of Insightful Perspectives Revolving Around Love In Romance

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Eduardo-L--Corchado

NEW YORK, May 18, 2020 /PRNewswire-HISPANIC PR WIRE/ — The book ¿El Amor Tocó a Sus Puertas? was created by Eduardo L. Corchado. Eduardo L. Corchado is an author who comes from Quebradillas, Puerto Rico. He is also married and an avid fan of basketball.

Eduardo L. Corchado said this about his book: “This book is about couple love and how I visualize love based on my experiences and the experiences of other people.

–  Because we fell in love (true love)?
–  Are the people faithful, sincere?
–  Is love for life?
–  Is there sincerity in people’s thoughts?
–  I better not fall in love so as not to suffer.
–  If I have sex, but I don’t fall in love, is it better not to suffer?
–  I will forget you with another or with another
–  If it’s not mine or mine, it’s nobody’s.
–  I got lost in alcohol and drugs because he left me for another or another.
–  I’ve been with others or others and I can’t forget my ex-partner.”

Published by Page Publishing, Eduardo L. Corchado’s new book ¿El Amor Tocó a Sus Puertas? will enrich readers with heartfelt perspectives of love, sex, and romance that will surely tug the heart and bless the soul with evoking nostalgia and yearning for true compassion.

Consumers who wish to delve into the allure of love can purchase ¿El Amor Tocó a Sus Puertas? in any bookstore, or online at Apple iTunes, Amazon.com, Google Play, or Barnes and Noble.

For additional information or inquiries, you can contact Page Publishing, through the following number: 866-315-2708.

About Page Publishing:

Page Publishing is a traditional full-service publishing house that handles all of the intricacies involved in publishing its authors’ books, including distribution in the world’s largest retail outlets and royalty generation. Page Publishing knows that authors need to be free to create, not bogged down with complicated business issues like eBook conversion, establishing wholesale accounts, insurance, shipping, taxes, and the like. Its roster of authors can leave behind these tedious, complex, and time-consuming issues and focus on their passion: writing and creating. Learn more at www.pagepublishing.com.

Photo – https://mma.prnewswire.com/media/1168375/Eduardo_L__Corchado.jpg

 

SOURCE Page Publishing