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TD Bank Survey Reveals Hispanics Are Concerned with Fees, But Not with Banking When Moving

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TD Bank Survey Reveals Hispanics Are Concerned with Fees, But Not with Banking When Moving

Over Two Thirds of Hispanics Do Not Obtain a New Primary Bank Account When Moving; Of Those That Do, Many Chose New Bank to Avoid Fees


CHERRY HILL, New Jersey, July 7, 2014 /PRNewswire-HISPANIC PR WIRE/ — According to research released today by TD Bank, America’s Most Convenient Bank®, Hispanics are less concerned with setting up a new bank account (21 percent) prior to moving to a new location than the general market (30 percent). The study, an extension of the TD Bank Checking Experience Index, surveyed more than 1,100 Americans, including 150 Hispanics.

Logo – http://photos.prnewswire.com/prnh/20131120/MM21057LOGO

A report from the National Association of Hispanic Real Estate Professionals shows that Hispanics are the fastest growing group of first-time homebuyers. With so many Hispanics entering homeownership, it’s important they are fully prepared for the move. TD Bank’s Survey has found that Hispanics, as compared to the general market, do not factor banking into their move and could wind up paying bank fees as a result.

“The TD Bank Survey demonstrates that banking is not a priority for Hispanics when they are deciding to relocate,” explains Felipe Basulto, Retail Market Manager, TD Bank. “While over two thirds of Hispanics do not open a new account when they move, we know from our research that the best way to avoid fees – which is a priority for Latinos – is to select a bank that offers convenient and local access to store locations and ATMs.”

Other Key Facts

  • The top five reasons Hispanics move to a new home include a bigger house/more space (30 percent), a different neighborhood (25 percent), being closer to family and friends (18 percent), personal employment/job (17 percent) and growing or shrinking family (13 percent).
  • Of those who opened a new bank account, the majority (66 percent) of Hispanics said that they set up a new bank account one month after they moved (21 percent set up prior to moving).
  • Four in ten (41%) of Hispanics have a bank within 3 miles from home followed by a quarter (25 percent) who said within 4-5 miles.
  • Only 28 percent of Hispanics opened a new checking account after they moved and of those that did select a new primary bank, 47 percent did so to avoid fees and charges.

Switching to a New Bank
The survey shows that while the majority of Hispanic respondents (72 percent) did not set up a new primary account after they moved avoiding banking fees is a concern for them. Below are helpful tips for setting up a new account to help consumers avoid fees:

  • Shop around for a bank that provides extended hours and online banking options that fit your lifestyle and schedule.
  • Find a bank that is conveniently located near your home and/or work; and offers a large network of ATMs to allow for no cost transactions. It may make sense to look into institutions that offer checking accounts that reimburse non-bank ATM fees, such as TD Bank’s Relationship Checking account.
  • To ensure a smooth transition when switching accounts, make a list of all direct deposits and automatic payments that will be transferred to your new account.
  • You can set up new direct deposits by providing your new bank’s routing number and checking account number to your employer, Social Security, VA, and any other direct deposit payers, and some banks, like TD Bank, will help you with this process.
  • Switch your automatic and online payments/withdrawals by contacting the payees and providing your new routing number and checking account number. This could include utility companies, credit cards, car loans, cable/satellite services, and cell phones.

Full survey results including national and regional specific findings can be found at https://mediaroom.tdbank.com.

Additionally, regional specific findings and English and Spanish language infographics detailing the TD Personal Checking Experience Index can be found at https://mediaroom.tdbank.com/checkingexperience.

To learn more about TD Bank, America’s Most Convenient Bank, stop by a store, visit us at www.tdbank.com, find us on Facebook at www.facebook.com/TDBank or on Twitter at www.twitter.com/TDBank_US.

Survey Methodology
The study was conducted among a nationally representative group of consumers from June 5 – 11, 2014. The sample size of 1,157, of which 150 were Hispanic, has a margin of error of +/- 6.7 percent. The survey was hosted by global research company Angus Reid Public Opinion.

About Angus Reid Public Opinion
Angus Reid Public Opinion is the Public Affairs practice of Vision Critical—a global research company. Vision Critical is a leader in the use of the Internet and rich media technology to collect high-quality, in-depth insights for a wide array of clients.

About TD Bank, America’s Most Convenient Bank
TD Bank, America’s Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US.
TD Bank, America’s Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol “TD”. To learn more, visit www.td.com.

SOURCE TD Bank


IMUSA USA Appoints Raul Corzo As New President

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IMUSA USA Appoints Raul Corzo As New President





IMUSA USA Appoints Raul Corzo As New President

IMUSA Co-Founder Raul Corzo Named President, Marking the Brand’s Plans for Continued Growth and Development


MIAMI, July 7, 2014 /PRNewswire-HISPANIC PR WIRE/ — IMUSA, the leading maker of global cookware and appliances, is excited to shed light on upcoming expansion plans for the future of the company, in which a key cog will be Raul Corzo embracing his new title as President of IMUSA USA. This executive transition effectively takes place June 1, 2014, as Co-Founder and current President Manny Gaunaurd, is retiring from IMUSA and pursuing consulting opportunities after 20 years with the brand.

Formerly serving as the vice president of IMUSA, Corzo and Gaunaurd jointly founded the brand, and have been instrumental in leading IMUSA’s expansion into the United States over 20 years ago. Operationally, Corzo will transition from overseeing sales and distribution of brand products, to additionally leading product development and continuing to nurture retail partners in his new role as president.

Founded in Colombia in 1934, IMUSA was the first manufacturer of aluminum pots and pans in the country. Today, IMUSA is a highly respected brand with 75 years of experience in Hispanic and international cookware, and more than 20 years of experience in the U.S. marketplace. Today, IMUSA has moved beyond borders to become the leading brand of Hispanic housewares and a culinary brand ambassador of multiple international cuisines.

In continuing IMUSA’s brand mission to make cooking ethnic and global cuisine accessible from home kitchens, Corzo plans to continue providing consumers with authentic products that captivate different cultures and explore new culinary territories marrying old world traditions with modern cooking. Bridging a gap between different ethnic cultures, Corzo is focused on cultivating the relationships IMUSA has built thus far to further expand and diversify its product line while continuing to create products that are accessible and easy to use for consumers.

Gaunaurd spoke to the future of IMUSA, sharing, “I am confident in Raul’s intimate knowledge of IMUSA, and more specifically, that his understanding of the ethnic market as a whole will enable him to successfully lead IMUSA’s future product launches.” Corzo previewed the succession plan and the focus for the future sharing, “It’s an exciting time at IMUSA now especially with development for phase 2 of the GlobalKitchen line underway, along with development of larger plans for expansion of the small appliance category in 2015.”

About IMUSA:

IMUSA is a leading ethnic housewares brand with deep roots in Latin America and the United States, offering hundreds of affordable housewares products including gadgets, cookware, appliances, cleaning, food storage, espresso, and ethnic specialty items. For more information, please visit www.imusausa.com, “Like” IMUSA on Facebook (www.facebook.com/imusausa), follow IMUSA on Twitter (@IMUSAUSA), or visit IMUSA on Pinterest (www.pinterest.com/imusausa).

SOURCE IMUSA


FIBRA Prologis to Host Second Quarter 2014 Earnings Conference call on July 29

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FIBRA Prologis to Host Second Quarter 2014 Earnings Conference call on July 29

MEXICO CITY, July 3, 2014 /PRNewswire-HISPANIC PR WIRE/ — FIBRA Prologis (BMV: FIBRAPL 14), the leading owner and operator of class-A industrial real estate in Mexico, will host its Second Quarter Financial Results Webcast and Conference Call with senior management to discuss quarterly results, current market conditions, and future outlook on Tuesday, July 29, 2014 at 1:00 p.m. CT / 2:00 p.m. ET.

To access a live broadcast of the conference call, dial +1 (877) 447-8218 (from the United States and Canada toll free) or + (973) 409-9692 (from all other countries) and enter conference code 69787764. You may also access the live webcast of the conference call from the company's website at
www.fibraprologis.com in the Investor Relations section on July 29.

A telephonic replay will be available from July 29 through August 29 at +1 (855) 859-2056 (from the U.S. and Canada) or + (404) 537-3406 (from all other countries), with conference code 69787764. The webcast replay will be posted when available in the Investor Relations section on the FIBRA Prologis website.

ABOUT FIBRA PROLOGIS

FIBRA Prologis is the leading owner and operator of class-A industrial real estate in Mexico. As of June 4, 2014 FIBRA Prologis consists of 177 strategically-located logistics and manufacturing facilities in six industrial markets in Mexico totaling 29.7 million square feet (2.8 million square meters) of gross leasable area.

The statements in this release that are not historical facts are forward-looking statements. These forward-looking statements are based on current expectations, estimates and projections about the industry and markets in which FIBRA Prologis operates, management's beliefs and assumptions made by management. Such statements involve uncertainties that could significantly impact FIBRA Prologis financial results. Words such as "expects," "anticipates," "intends," "plans," "believes," "seeks,"
"estimates," variations of such words and similar expressions are intended to identify such forward-looking statements, which generally are not historical in nature. All statements that address operating performance, events or developments that we expect or anticipate will occur in the future — including statements relating to rent and occupancy growth, development activity and changes in sales or contribution volume of properties, disposition activity, general conditions in the geographic areas where we operate, our debt and financial position, are forward-looking statements. These statements are not guarantees of future performance and involve certain risks, uncertainties and assumptions that are difficult to predict. Although we believe the expectations reflected in any forward-looking statements are based on reasonable assumptions, we can give no assurance that our
expectations will be attained and therefore, actual outcomes and results may differ materially from what is expressed or forecasted in such forward-looking statements. Some of the factors that may affect outcomes and results include, but are not limited to: (i) national, international, regional and local economic climates, (ii) changes in financial markets, interest rates and foreign currency exchange rates, (iii) increased or unanticipated competition for our properties, (iv) risks associated with acquisitions, dispositions and development of properties, (v) maintenance of real estate investment trust ("FIBRA") status and tax structuring, (vi) availability of financing and capital, the levels of debt that we maintain and our credit ratings, (vii) risks related to our investments (viii) environmental uncertainties, including risks of natural disasters, and (ix) those additional
factors discussed in reports filed with the "Comision Nacional Bancaria y de Valores" and the Mexican Stock Exchange by FIBRA Prologis under the heading "Risk Factors." FIBRA Prologis undertakes no duty to update any forward-looking statements appearing in this release.

SOURCE FIBRA Prologis

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CLC/Conela Begins PSA & Prayer Campaign to Reduce the Number of Unaccompanied Children to Zero

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NHCLC/Conela Begins PSA & Prayer Campaign to Reduce the Number of Unaccompanied Children to Zero

Organization joins with Latin American churches to solve crisis


SACRAMENTO, Calif., July 3, 2014 /PRNewswire-HISPANIC PR WIRE/ — NHCLC/Conela, which serves 40,118 U.S. churches and more than 500,000 churches worldwide, is immediately launching a concerted effort to keep unaccompanied children away from the U.S. border.

National Hispanic Christian Leadership Conference logo

Logo – http://photos.prnewswire.com/prnh/20120912/CL72800LOGO

Through an informative and educational campaign, NHCLC/Conela will work with thousands of churches in Latin America to urge congregants not to send their children to cross the border. Additionally, the organization is asking churches worldwide to join in prayer on five important fronts: unaccompanied children, their parents, Latin American government leaders, U.S. government leaders and the overwhelmed law enforcement officers who are in the middle of this crisis and doing their best to enforce current policies.

“This is a humanitarian crisis and we must act now,” said Dr. Samuel Rodriguez, president of NHCLC/Conela. “The Bible gives us clear instructions on how to treat both our neighbors and children, and therefore we must show compassion for them.”

NHCLC/Conela leadership will meet with Latin American church leaders from El Salvador, Guatemala and Honduras on July 10 in Guadalajara, Mexico.

“Our global world requires global solutions,” said Ricardo Luna, executive director of NHCLC/CONELA. “Our organization is positioned to serve and encourage real solutions to the heartbreaking situations that children and their families are facing.”

NHCLC/Conela will also launch a comprehensive PSA campaign across Latin America through television and radio advertisements as well as leaflets, print ads and other materials with the goal of reducing the number of unaccompanied children at the border to zero by the end of the year.

“We urge for Congress and our President to continue to work together to seek both short- and long-term solutions for the crisis of unaccompanied children at the border,” said Rodriguez. “Additionally, we encourage all God’s people to commit to pray specifically this Sunday, July 6, 2014, for this dire situation.”

NHCLC/Conela is the largest Hispanic Christian organization serving millions of Evangelicals, 40,118 U.S. churches and more than 500,000 churches across the globe. Seeking to reconcile evangelist Billy Graham’s message of salvation with Dr. Martin Luther King, Jr.’s march of prophetic activism, the NHCLC/Conela emphasizes “7 Directives” of Life, Family, Compassionate Evangelism, Stewardship, Justice, Education and Youth. For additional information, visit http://www.nhclc.org.

SOURCE NHCLC/Conela


Gerawan Farming Raises Hourly Base Pay To $11

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Gerawan Farming Raises Hourly Base Pay To $11

The family-owned company has a history of paying the industry’s highest wages.


FRESNO, Calif., July 3, 2014 /PRNewswire-HISPANIC PR WIRE/ — For years, peach and table grape grower Gerawan Farming has paid the highest wages in the industry. Today the family-owned and operated company announced that it is boosting its base pay wage from $10 to $11. (Gerawan’s wages that are above base, such as grape harvest and packing, are already much higher than $11.)

Gerawan Farming
Gerawan Farming Logo

Photo – http://photos.prnewswire.com/prnh/20140703/124384
Logo – http://photos.prnewswire.com/prnh/20140703/124383

Since 2012, California’s minimum wage has gone up three times. During that same period of time, Gerawan has raised wages seven times, maintaining its longstanding reputation of exceeding California’s minimum wage, and leading the industry in wages. In addition, the family continues to offer paid vacation and retirement bonus.

“Our employees tell us that one of the many reasons they enjoy working on our farm is because we pay the highest wages,” said Mike Gerawan, co-owner of Gerawan Farming. “With the state minimum wage increase now in effect, the timing was right for yet another increase for our hard working, committed employees. They’ve earned it.”

More about Gerawan Farming here: http://www.prima.com/preferred-employer/

SOURCE Gerawan Farming


Keep your home free of summer pests without pesticides

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Keep your home free of summer pests without pesticides

There are better options than using toxic chemicals


WASHINGTON, July 3, 2014 /PRNewswire-HISPANIC PR WIRE/ — Summer temperatures can be pleasant, but the warm weather is also attractive to insects and rodents.

This is the time of year when ants, roaches, mice and other pests make their way into your home, especially if they find the right living conditions. All they really need to get comfortable is water, food and a place where they can hide or reproduce.

You can fight these pests without pesticides if you follow these suggestions:

Restrict access to food sources

  • Tightly close any food packaging, like boxes and bags of cookies, chips, cereals or candy, so that ants or roaches can’t get in.
  • Store items such as flour, sugar, rice or pasta in airtight bags or plastic containers.
  • Clean any food spills or stains off the countertop, floor, and other areas throughout the kitchen.
  • Do not let crumbs sit in pet dishes, as this can attract cockroaches, ants or rodents.
  • Remember to take out the kitchen trash frequently, preferably every night.

Limit access to sources of water or liquids

  • Try not to leave water drops or other liquids in the kitchen or anywhere else around the house. Roaches can’t live more than a week without water.
  • Wash and dry your dishes immediately after each meal.
  • Repair leaky faucets or pipes in the bathroom, kitchen, backyard and any other area of the house.
  • When gardening or watering plants, don’t leave puddles or excess water. Standing water encourages mosquito reproduction.
  • Open the bathroom window after bathing to clear out the steam; these tiny drops are drinking sources for cockroaches and other insects.

Limit entry access to your home

  • Seal cracks around pipes, doors and windows to stop insects from getting inside.
  • Repair holes or tears on screen doors and windows.
  • Close off the spaces underneath doors.
  • Before coming home from a shopping trip, make sure there are no roaches hiding inside bags or grocery boxes.
  • Throw away or recycle unwanted boxes or wrappers.
  • Put mouse traps inside and outside the home in areas where children or pets can’t access.

To learn more about environment issues, see USA.gov and GobiernoUSA.gov, the U.S. Government’s official web portals in English and Spanish, and part of the U.S. General Services Administration (GSA).

SOURCE GobiernoUSA.gov/USA.gov


Starwood Hawaii Hotels Invites Guests To “Check in for Babies” To Benefit March of Dimes

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Starwood Hawaii Hotels Invites Guests To “Check in for Babies” To Benefit March of Dimes


HONOLULU, July 2, 2014 /PRNewswire-HISPANIC PR WIRE/ — Guests who “Check in for Babies” at Starwood Hotels & Resorts in Hawaii (The Royal Hawaiian, a Luxury Collection Resort, Moana Surfrider, A Westin Resort & Spa, Sheraton Waikiki and Sheraton Maui) can donate $1.00 to the March of Dimes for each night of their stay, and help fund lifesaving programs for Hawaii’s moms and babies.

One of the programs that will benefit from the campaign is March of Dimes NICU Family Support® at Kapiolani Medical Center for Women and Children. This program provides information, support, and comfort each year to more than 500 families whose babies are being treated in the newborn intensive care unit (NICU).  Other programs around Hawaii that will benefit include:

  • CenteringPregnancy® at Kokua Kalihi Valley Comprehensive Family Services (Oahu), and at Waimea Women’s Center at North Hawaii Community Hospital (Hawaii Island), an innovative, culturally-competent model of group prenatal care for Asian and Pacific Island women.
  • BabySAFE Program at Malama Family Recovery Center (Maui), providing outreach, group prenatal education sessions, and referral to substance abuse treatment services to pregnant women who use alcohol or other drugs.
  • Hua O Lanai at Lanai Community Health Center (Lanai), improving care for women and babies by eliminating barriers and improving access.

Starwood will be launching a free benefit for the March of Dimes at a special kick-off event on Sunday, July 6 at The Royal Hawaiian resort’s Monarch Room located in the Historic Wing  featuring a concert by the award-winning Citrus College Blue NoteSwing Orchestra, with a special guest appearance from local legend Jimmy Borges. This campaign was the brainchild of Vic Kimura, senior vice president of Kyo-ya Management, Co. 

“We are truly fortunate to have Starwood Hotels’ caring ‘ohana committed to improving the lives of Hawaii’s moms and keiki through their deep commitment, tireless support and boundless generosity. Mahalo nui loa to the ‘Stars’ of Starwood for making Hawaii a better place!” says John Henry Felix, president and CEO of HMAA and former chairman of the national March of Dimes Board of Trustees.

About Starwood Hotels & Resorts in Hawaii

Starwood Hotels & Resorts in Waikiki, comprised of the Sheraton Waikiki, Sheraton Princess Kaiulani, The Royal Hawaiian, a Luxury Collection Resort, and Moana Surfrider, A Westin Resort & Spa, is owned by Kyo-ya Hotels & Resorts, LP and managed by Starwood Hotels & Resorts Worldwide, Inc.  Between the four properties, Starwood Hotels & Resorts in Waikiki offers 4,110 rooms, ranging from comfortable affordability to the ultimate in suite luxury.  In addition, the properties offer industry-leading and critically-acclaimed food and beverage offerings and one-of-a-kind resort amenities.  Kyo-ya Hotels & Resorts, LP is one of Hawaii’s largest employers, with nearly 3,000 hotel associates in its workforce.   

Kyo-ya Hotels & Resorts LP owns the Sheraton Waikiki, Sheraton Princess Kaiulani, The Royal Hawaiian, a Luxury Collection Resort, the Moana Surfrider, A Westin Resort & Spa, and the Sheraton Maui Resort & Spa.   Kyo-ya Hotels & Resorts LP is one of Hawaii’s largest employers, with nearly 3,000 hotel associates in its workforce.  The hotels are a part of the 11-hotel group of Starwood Hotels & Resorts-managed properties in Hawaii.

About the March of Dimes

The March of Dimes is the leading nonprofit organization for pregnancy and baby health, and works to improve the health of babies by preventing birth defects, premature birth and infant mortality. For the latest resources and health information, visit our websites marchofdimes.org and nacersano.org. Find us on Facebook or follow us on Twitter.

SOURCE March of Dimes




Avaya Named Nemertes PilotHouse Top Provider for Enterprise Video Conferencing

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Avaya Named Nemertes PilotHouse Top Provider for Enterprise Video Conferencing

— Value and technology boost Avaya to the Top Provider for Video Conferencing for the enterprise, according to research study of 500 IT professionals

— Pricing, licensing clarity, strategic roadmap and actual costs help drive top ranking

— Avaya customers prove to be among the most loyal amidst four vendors


GUAYNABO, Puerto Rico, July 2, 2014 /PRNewswire/ — Enterprise customers of four different vendors ranked Avaya as the top provider of video conferencing technologies according to industry analyst firm, Nemertes Research. As a result, Avaya has been designated the 2014 Nemertes PilotHouse Top Provider for Video Conferencing for the enterprise. High marks in value and technology helped garner the award which customers weighted as the most important factors in the rating criteria.

Photo – http://photos.prnewswire.com/prnh/20140702/124152

Nemertes Research also found that Avaya customers are among the most loyal, with high scores received in the overall solution strategy and future roadmap category. Customers also appreciated the pricing, clarity of licensing and actual costs relative to Avaya’s video conferencing portfolio.  

Based on feedback from the customer study and Nemertes’ analysis, the research report recommends that companies include top providers in any evaluation of video conferencing.

The research results from the feedback of 500 IT decision makers using collaboration technologies and was conducted in the Spring 2014 in the U.S.

 Quotes 
“The key to this research is that it’s based largely on ratings from those who know best: IT professionals who actually use the products and services. The 2012 acquisition of Radvision improved Avaya’s video conferencing capabilities to the point where it’s delivering an overall better experience to the enterprise than its competitors.”

Robin Gareiss, President, Nemertes Research

“The fast, multi-channel, virtual pace of business today requires powerful collaboration tools that easily fit a mobile lifestyle. Avaya’s video conferencing portfolio has been tested by some pretty tough critics who experience this every day: our own employees who are clocking over 50,000 video conferences each month. It’s especially gratifying to see that sentiment reflected by our customers and to be recognized as the Nemertes Pilothouse Top Provider.”

Gary Barnett, SVP and president, Collaboration, Avaya   

Additional Resources
2014 Nemertes Pilothouse Award for Video Conferencing report  
Avaya Video Collaboration 
Free 14-day Avaya Video Trial 

About Nemertes Research
Nemertes Research is a research-advisory and strategic-consulting firm that specializes in analyzing and quantifying the business value of emerging technologies. You can learn more about Nemertes Research at www.nemertes.com.

About Avaya
Avaya is a global provider of business collaboration and communications solutions, providing unified communications, contact centers, networking and related services to companies of all sizes around the world. For more information please visit www.avaya.com.

Certain statements contained in this press release are forward-looking statements. These statements may be identified by the use of forward-looking terminology such as “anticipate,” “believe,” “continue,” “could,” “estimate,” “expect,” “intend,” “may,” “might,” “plan,” “potential,” “predict,” “should” or “will” or other similar terminology. We have based these forward-looking statements on our current expectations, assumptions, estimates and projections. While we believe these expectations, assumptions, estimates and projections are reasonable, such forward-looking statements are only predictions and involve known and unknown risks and uncertainties, many of which are beyond our control. These and other important factors may cause our actual results, performance or achievements to differ materially from any future results, performance or achievements expressed or implied by these forward-looking statements. For a list and description of such risks and uncertainties, please refer to Avaya’s filings with the SEC that are available at www.sec.govAvaya disclaims any intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.

Follow Avaya
https://twitter.com/avaya
https://www.facebook.com/avaya
http://www.youtube.com/Avayainteractive
http://www.linkedin.com/company/1494
https://www.flickr.com/photos/avaya
http://www.avaya.com/blogs/

SOURCE Avaya